Wear and Tear

Also known as: Excess Wear Charges, Lease Wear and Tear, Normal Wear and Tear

Wear and tear charges are fees assessed at lease return for vehicle damage that exceeds what the leasing company considers normal use. Typical excess wear charges range from $500 to $2,000 or more.

Not negotiable (set by manufacturer/finance company)

How Wear and Tear Works

Every lease contract defines what constitutes "normal" wear and tear versus excess damage. Normal wear includes minor scratches under a certain length, small door dings, and reasonable tire wear. Excess wear includes dents, cracked windshields, interior stains or burns, curb-rashed wheels, and tires below minimum tread depth. The leasing company inspects the vehicle at return and bills you for any excess wear. Most manufacturers publish wear-and-tear guidelines — review them before your lease ends. Some manufacturers offer prepaid excess wear protection plans ($300-$500 at lease signing) that cover up to $5,000-$7,500 in damage at return.

Example

At lease return, the inspector notes two dents ($250 each), a cracked windshield ($400), and curbed wheels ($150 each x 2). Total excess wear charges: $1,200. Had you purchased the $400 wear protection plan at signing, these would have been covered.

Frequently Asked Questions

What counts as normal wear and tear on a lease?

Normal wear and tear typically includes minor scratches under 2-4 inches, small door dings without paint damage, slight interior wear from regular use, and tires with at least 4/32" tread remaining. Each manufacturer publishes specific guidelines — Toyota, BMW, and others have detailed booklets outlining what they consider acceptable.

How much are excess wear and tear charges on a lease?

Excess wear charges typically range from $500 to $2,000 or more, depending on the damage. Common charges: dents ($150-$300 each), cracked windshield ($300-$500), curbed wheels ($100-$200 each), interior stains or burns ($100-$300), and tires below minimum tread ($100-$200 per tire).

How can I avoid excess wear charges at lease return?

Get the vehicle repaired before returning it — third-party repairs are often cheaper than the leasing company's charges. Schedule a pre-return inspection 4-6 weeks early so you know what needs fixing. Some manufacturers offer prepaid wear protection plans at lease signing that cover $5,000-$7,500 in damage for $300-$500.

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