Latest verified transaction: November 2026Page checked: November 5, 2026Confidence: Limited (2 verified transactions)
Ford
B71/100

Apple Ford White Bear Lake

Saint Paul, Minnesota · 2 verified deals · 0 lease, 2 cash/finance

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Transparency Score: 71/100

PricingDiscount vs market average
38/40
Fee TransparencyDoc fee + add-on behavior
23/30
Data DepthVerified deal volume
10/30

Score based on verified buyer data. Pricing vs market (40pts), fee transparency (30pts), data depth (30pts).

Is Apple Ford White Bear Lake a Good Dealer?

Apple Ford White Bear Lake earns a Grade B (71/100) based on 2 verified buyer transactions. This dealer offers transparent pricing with an average discount of 4.5% off MSRP and a $350 documentation fee. Overall, this is a good dealership for buyers looking for fair, competitive pricing in Saint Paul.

Limited data — based on only 2 verified deals; treat this as directional, not a firm rating. CarWhere rates observed pricing and fee transparency from verified deal sheets — not service quality, legal compliance, or overall reputation.

Price range: $85,303 – $85,825Deal types: 0 lease, 2 cash/financeAvg selling price: $85,564
Verified Deals

2

Avg Off MSRP

4.5%

below MSRP

Doc Fee

$350

State cap: $350

Add-ons Found

1/2

deals with add-ons

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What Fees Does Apple Ford White Bear Lake Charge?

Doc Fee Comparison

Apple Ford White Bear Lake$350
Minnesota Avg$345
Minnesota Cap$350
National Avg$400

Documentation Fee

$350Minnesota cap: $350
Within state cap

Based on 2 verified deal sheets

Dealer Add-ons & Accessories

Add-ons found in 1 of 2 deals — these are usually negotiable
ItemAvg AmountSeen In
Pulse Protects$3991/2 deals

Pricing by Vehicle at Apple Ford White Bear Lake

Ford Expedition

2 deals · 4.5% off MSRP · avg $85,564

2

Verified Deals

4.5%

Off MSRP

$85,564

Avg Price

Recent Deals at Apple Ford White Bear Lake

2027 Ford Expedition

PurchaseNov 2026VIN 1FMJU1P89VEA00403

MSRP $89,625

$85,303

4.8% off

2027 Ford Expedition

PurchaseNov 2026VIN 1FMJU1P89VEA00403

MSRP $89,525

$85,825

4.1% off

Prices from verified buyer-submitted deal sheets. Individual results may vary.

Verified Transactions at Apple Ford White Bear Lake

YearVehiclePriceDiscount
2027Ford Expedition$85,3034.8%
2027Ford Expedition$85,8254.1%

Prices from verified buyer-submitted deal sheets. VINs partially masked for privacy.

How Apple Ford White Bear Lake Compares With Other Ford Dealers in Minnesota

DealerGradeAvg Off MSRPDoc FeeDeals
Apple Ford White Bear Lake(this dealer)B(71)4.5%$3502
Fury Ford WaconiaB(79)4.8%$3502
Appleautos.comB(60)10.9%$3501
Veero of MorrisB(63)2.1%$3501

Based on verified buyer transactions. Scores reflect pricing, fee transparency, and data depth.

What to Know Before Visiting Apple Ford White Bear Lake

Apple Ford White Bear Lake in Saint Paul, Minnesota earns a Grade B (71/100) transparency score based on 2 verified buyer transactions. Buyers typically save 4.5% off MSRP, which is a competitive discount. Prices range from $85,303 to $85,825.

Their doc fee is $350, which is within the Minnesota cap of $350.

50% of verified deals included dealer add-ons. Watch for: Pulse Protects. These are negotiable — ask to have them removed.

Brands sold: Ford.

All data sourced from verified buyer-submitted deal sheets. Not opinions — real transaction data.

Frequently Asked Questions

Is Apple Ford White Bear Lake a good dealership?

Based on 2 verified buyer transactions, Apple Ford White Bear Lake in Saint Paul, MN sells vehicles at an average of 4.5% below MSRP. Their documentation fee is $350. 1 out of 2 deals included dealer add-ons. This data is based on real buyer-submitted deal sheets, not opinions.

Is Apple Ford White Bear Lake overpriced?

Apple Ford White Bear Lake sells vehicles at an average of 4.5% below MSRP. This is a competitive discount based on verified transaction data. All data from 2 verified buyer deal sheets.

What fees does Apple Ford White Bear Lake charge?

Apple Ford White Bear Lake charges a documentation fee of $350 (MN caps doc fees at $350). All fee data is sourced from verified buyer deal sheets.

What hidden fees does Apple Ford White Bear Lake charge?

Based on 2 verified deals, Apple Ford White Bear Lake commonly includes these add-ons: Pulse Protects (avg $399). These appeared in 1 out of 2 deals and are usually negotiable — ask to have them removed.

Does Apple Ford White Bear Lake negotiate on price?

Based on verified buyer transactions, buyers at Apple Ford White Bear Lake are getting an average of 4.5% off MSRP. This suggests the dealer is open to negotiation. For the 75th-percentile target discount for your specific vehicle — the level 25% of verified buyers got or beat — sign up for CarWhere PRO at $12.99/month.

Does Apple Ford White Bear Lake add dealer add-ons or pro packs?

Yes. In 1 out of 2 verified deals at Apple Ford White Bear Lake, dealer add-ons were included. Common add-ons: Pulse Protects (avg $399). These are almost always negotiable — ask to have them removed or discounted.

What should I pay at Apple Ford White Bear Lake for a Ford Expedition?

Based on 2 verified deals, buyers at Apple Ford White Bear Lake paid an average of $85,564 for a Ford Expedition, which is 4.5% below MSRP. For the exact 75th-percentile target price by trim — better than 75% of verified buyers — sign up for CarWhere PRO at $12.99/month.

What vehicles does Apple Ford White Bear Lake sell?

Based on verified buyer data, Apple Ford White Bear Lake has deals for: Ford Expedition (2 deals, avg 4.5% off).

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