Latest verified transaction: November 2026Page checked: November 9, 2026Confidence: Limited (1 verified transaction)
Kia
C40/100

KIA of St Cloud

Waite Park, Minnesota · 1 verified deal · 0 lease, 1 cash/finance

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Transparency Score: 40/100

PricingDiscount vs market average
35/40
Fee TransparencyDoc fee + add-on behavior
0/30
Data DepthVerified deal volume
5/30

Score based on verified buyer data. Pricing vs market (40pts), fee transparency (30pts), data depth (30pts).

Is KIA of St Cloud a Good Dealer?

KIA of St Cloud earns a Grade C (40/100) based on 1 verified buyer transactions. Pricing is average for the Waite Park market with 3.8% off MSRP and a $930 documentation fee. Consider comparing with other Waite Park dealers before committing.

Limited data — based on only 1 verified deal; treat this as directional, not a firm rating. CarWhere rates observed pricing and fee transparency from verified deal sheets — not service quality, legal compliance, or overall reputation.

Price range: $36,114 – $36,114Deal types: 0 lease, 1 cash/financeAvg selling price: $36,114
Verified Deals

1

Avg Off MSRP

3.8%

below MSRP

Doc Fee

$930

State cap: $350

Add-ons Found

1/1

deals with add-ons

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What Fees Does KIA of St Cloud Charge?

Doc Fee Comparison

KIA of St Cloud$930
Minnesota Avg$354
Minnesota Cap$350
National Avg$400

Documentation Fee

$930Minnesota cap: $350
Above state cap — verify with dealer

Based on 1 verified deal sheets

Dealer Add-ons & Accessories

Add-ons found in 1 of 1 deals — these are usually negotiable
ItemAvg AmountSeen In
Minnesota Protection Package$9951/1 deals

Pricing by Vehicle at KIA of St Cloud

Kia Seltos

1 deal · 3.8% off MSRP · avg $36,114

1

Verified Deals

3.8%

Off MSRP

$36,114

Avg Price

Recent Deals at KIA of St Cloud

2027 Kia Seltos

PurchaseNov 2026VIN KNDEBCC75V7078918

MSRP $37,535

$36,114

3.8% off

Prices from verified buyer-submitted deal sheets. Individual results may vary.

Verified Transactions at KIA of St Cloud

YearVehiclePriceDiscount
2027Kia Seltos$36,1143.8%

Prices from verified buyer-submitted deal sheets. VINs partially masked for privacy.

How KIA of St Cloud Compares With Other Kia Dealers in Minnesota

DealerGradeAvg Off MSRPDoc FeeDeals
KIA of St Cloud(this dealer)C(40)3.8%$9301
Luther Nissan of Inver GroveA(80)7.5%$3502
Jeff Belzer KIAB(75)10.0%$3501
St. Cloud HondaB(75)8.0%$3501

Based on verified buyer transactions. Scores reflect pricing, fee transparency, and data depth.

What to Know Before Visiting KIA of St Cloud

KIA of St Cloud in Waite Park, Minnesota earns a Grade C (40/100) transparency score based on 1 verified buyer transactions. Buyers typically save 3.8% off MSRP, which is a competitive discount. Prices range from $36,114 to $36,114.

Their doc fee is $930, which is above the Minnesota cap of $350.

100% of verified deals included dealer add-ons. Watch for: Minnesota Protection Package. These are negotiable — ask to have them removed.

Brands sold: Kia.

All data sourced from verified buyer-submitted deal sheets. Not opinions — real transaction data.

Frequently Asked Questions

Is KIA of St Cloud a good dealership?

Based on 1 verified buyer transaction, KIA of St Cloud in Waite Park, MN sells vehicles at an average of 3.8% below MSRP. Their documentation fee is $930. 1 out of 1 deals included dealer add-ons. This data is based on real buyer-submitted deal sheets, not opinions.

Is KIA of St Cloud overpriced?

KIA of St Cloud sells vehicles at an average of 3.8% below MSRP. This is a competitive discount based on verified transaction data. All data from 1 verified buyer deal sheets.

What fees does KIA of St Cloud charge?

KIA of St Cloud charges a documentation fee of $930 (MN caps doc fees at $350). All fee data is sourced from verified buyer deal sheets.

What hidden fees does KIA of St Cloud charge?

Based on 1 verified deals, KIA of St Cloud commonly includes these add-ons: Minnesota Protection Package (avg $995). These appeared in 1 out of 1 deals and are usually negotiable — ask to have them removed.

Does KIA of St Cloud negotiate on price?

Based on verified buyer transactions, buyers at KIA of St Cloud are getting an average of 3.8% off MSRP. This suggests the dealer is open to negotiation. For the 75th-percentile target discount for your specific vehicle — the level 25% of verified buyers got or beat — sign up for CarWhere PRO at $12.99/month.

Does KIA of St Cloud add dealer add-ons or pro packs?

Yes. In 1 out of 1 verified deals at KIA of St Cloud, dealer add-ons were included. Common add-ons: Minnesota Protection Package (avg $995). These are almost always negotiable — ask to have them removed or discounted.

What should I pay at KIA of St Cloud for a Kia Seltos?

Based on 1 verified deal, buyers at KIA of St Cloud paid an average of $36,114 for a Kia Seltos, which is 3.8% below MSRP. For the exact 75th-percentile target price by trim — better than 75% of verified buyers — sign up for CarWhere PRO at $12.99/month.

What vehicles does KIA of St Cloud sell?

Based on verified buyer data, KIA of St Cloud has deals for: Kia Seltos (1 deals, avg 3.8% off).

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