Mini Money Factors & Residual Values
September 2026 lease buy rates from Mini Financial Services
0.00184 best MF4.42% best APR0.00224 avg MF63% best residual10 programs
Are Mini Lease Rates Good Right Now?
Mini is currently offering 10 lease programs with money factors ranging from 0.00184 (4.4% APR) to 0.00251 (6.0% APR). Rates are moderate — shop around and make sure the dealer isn't marking up the money factor. Residual values are strong (up to 63%), which helps keep monthly payments down.
All Mini Lease Programs
| Model | Trim | Money Factor | APR |
|---|---|---|---|
| 2026 Hardtop 2 Door | S | 0.00184 | 4.42% |
| 2026 Hardtop 4 Door | Cooper C | 0.00186 | 4.46% |
| 2027 Countryman | S | 0.00209 | 5.02% |
| 2026 Convertible | John Cooper Works | 0.00211 | 5.06% |
| 2027 Countryman | John Cooper Works | 0.00229 | 5.5% |
| 2026 Hardtop 2 Door | John Cooper Works | 0.00230 | 5.52% |
| 2027 Countryman | SE | 0.00239 | 5.74% |
| 2027 Convertible | S | 0.00250 | 6% |
| 2027 Convertible | John Cooper Works | 0.00250 | 6% |
| 2027 Cooper C | — | 0.00251 | 6.02% |
Try These Rates in the Lease Calculator
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