Mini Money Factors & Residual Values
April 2026 lease buy rates from Mini Financial Services
0.00219 best MF5.26% best APR0.00224 avg MF63% best residual10 programs
Are Mini Lease Rates Good Right Now?
Mini is currently offering 10 lease programs with money factors ranging from 0.00219 (5.3% APR) to 0.00230 (5.5% APR). Rates are moderate — shop around and make sure the dealer isn't marking up the money factor. Residual values are strong (up to 63%), which helps keep monthly payments down.
All Mini Lease Programs
| Model | Trim | Money Factor | APR |
|---|---|---|---|
| 2026 Hardtop 2 Door | Signature Plus | 0.00219 | 5.26% |
| 2027 Countryman | S | 0.00220 | 5.28% |
| 2026 Countryman | S | 0.00220 | 5.28% |
| 2026 Hardtop 2 Door | S | 0.00220 | 5.28% |
| 2026 Hardtop 4 Door | Signature Plus | 0.00220 | 5.28% |
| 2026 Hardtop 4 Door | S | 0.00221 | 5.3% |
| 2027 Countryman | John Cooper Works | 0.00229 | 5.5% |
| 2026 Convertible | John Cooper Works | 0.00230 | 5.52% |
| 2026 Convertible | Signature Plus | 0.00230 | 5.52% |
| 2026 Convertible | S | 0.00230 | 5.52% |
Try These Rates in the Lease Calculator
Pre-filled with Mini's best money factor and residual