Capital One Auto Finance: Payoff Address, Phone & Lease Rules
Capital One Auto Finance makes auto loans through dealers and directly. It doesn't finance lease buyouts. Below: Capital One's payment addresses, phone line and state-by-state title delivery after payoff.
Also known as: Capital One Auto
Brands: Multi-brand (auto loans) · Last verified November 8, 2026 against Capital One Auto's official website
Contact & payoff details
Payment address (regular mail)
Capital One AutoP.O. Box 60511City of Industry, CA 91716Capital One says to check your statement for the best address.
Payment address (overnight)
Capital One AutoAttn: Payment Processing2525 Corporate Place, 2nd Floor, Suite #250Monterey Park, CA 91754Verify the address and your exact payoff amount with the lender before sending payment.
Title & lien release after payoff
Capital One releases its lien after payoff, and where the title goes depends on your state. In many states it's mailed to the address Capital One has on file. In CA, MA, PA, TX and WA it goes to your DMV-registered address. In KY, MN, MO, MT and NY you get a lien release letter. In Florida and Ohio you get the title from the DMV. Check Capital One's state list for yours.
Title not showing up? Our lien release guide covers state-by-state next steps.
Capital One Auto FAQ
What is the Capital One Auto phone number?
Auto customer service: 1-800-946-0332. Verified on Capital One Auto's official website November 8, 2026.
How do I get my title from Capital One Auto after payoff?
Capital One releases its lien after payoff, and where the title goes depends on your state. In many states it's mailed to the address Capital One has on file. In CA, MA, PA, TX and WA it goes to your DMV-registered address. In KY, MN, MO, MT and NY you get a lien release letter. In Florida and Ohio you get the title from the DMV. Check Capital One's state list for yours.
Lease & payoff tools
- Lease buyout calculator — is your buyout price worth it?
- Lease payment calculator
- How to get out of a car lease
- Lien release guide
- Current money factors by brand
Shopping for your next car? Search cars for sale.
Sources
- Capital One — After your auto loan is paid off
- Capital One — Auto financing support contact
- Capital One — Auto help (phone)
- Capital One — Auto financing FAQ
Last verified November 8, 2026. Facts are taken only from Capital One Auto's own website; anything we could not confirm there is left off this page. CarWhere is not affiliated with Capital One Auto Finance.