2026 Cadillac CT5 Lease Deals (November 2026): $699/mo
The current advertised 2026 Cadillac CT5 lease offer is $699/mo for 39 months with $5,099 due at signing and 32,500 miles a year on the Premium Luxury (in the California region), valid through January 4, 2027.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $699/mo
- Term
- 39 months
- Due at signing
- $5,099
- Miles / year
- 32,500
- Money factor
- —
- Residual
- —
- Region
- California
- Offer ends
- January 4, 2027
Cadillac CT5 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 CT5 Premium Luxury | Texas, Illinois, and Georgia | $699 | 39 mo | $4,799 | 32,500 | — | — | January 4, 2027 |
| 2026 CT5 Premium Luxury | New York, Pennsylvania, California, and Florida | $699 | 39 mo | $5,099 | 32,500 | — | — | January 4, 2027 |
Regions on record: Texas, Illinois, Georgia, New York, Pennsylvania, California, and Florida.
How to tell if a CT5 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $31,661 over 39 months ($5,099 at signing plus the remaining payments) — $812/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best CT5 lease deal right now?
As of November 2026, $699/mo for 39 months with $5,099 due at signing on the 2026 Cadillac CT5 Premium Luxury (in the California region), through January 4, 2027. Spread over the term that is about $812/mo all-in before taxes and fees.
What is the money factor on a CT5 lease?
No program money factor is on record for the CT5 right now. Ask the dealer for the "buy rate" — the lender's program rate before markup — and multiply it by 2400 to compare it as an APR.
Is $0 down available on the CT5?
The advertised CT5 offers on record ask $4,799–$5,099 due at signing. Rolling $5,099 into a 39-month lease adds roughly $131/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $812/mo.
When does the current CT5 lease offer end?
The headline offer is valid through January 4, 2027. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.