2026 Cadillac CT4 Lease Deals (November 2026): $509/mo
The current advertised 2026 Cadillac CT4 lease offer is $509/mo for 36 months with $3,649 due at signing and 30,000 miles a year on the Luxury (in the California region), valid through January 4, 2027.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $509/mo
- Term
- 36 months
- Due at signing
- $3,649
- Miles / year
- 30,000
- Money factor
- —
- Residual
- —
- Region
- California
- Offer ends
- January 4, 2027
Cadillac CT4 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 CT4 Luxury | Illinois, Pennsylvania, Florida, Georgia, New York, Washington, California, and Texas | $509 | 36 mo | $3,649 | 30,000 | — | — | January 4, 2027 |
Regions on record: Illinois, Pennsylvania, Florida, Georgia, New York, Washington, California, and Texas.
How to tell if a CT4 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $21,464 over 36 months ($3,649 at signing plus the remaining payments) — $596/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best CT4 lease deal right now?
As of November 2026, $509/mo for 36 months with $3,649 due at signing on the 2026 Cadillac CT4 Luxury (in the California region), through January 4, 2027. Spread over the term that is about $596/mo all-in before taxes and fees.
What is the money factor on a CT4 lease?
No program money factor is on record for the CT4 right now. Ask the dealer for the "buy rate" — the lender's program rate before markup — and multiply it by 2400 to compare it as an APR.
Is $0 down available on the CT4?
The advertised CT4 offers on record ask $3,649 due at signing. Rolling $3,649 into a 36-month lease adds roughly $101/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $596/mo.
When does the current CT4 lease offer end?
The headline offer is valid through January 4, 2027. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.