Cadillac Cost to Own
By CarWhere Research · Updated
Across 3 Cadillac models, 5-year depreciation, fuel and national-average insurance run from about $53,205 for the CT5 to $101,402 for the Escalade (75,000 miles). Depreciation is the biggest line for every one, and the XT5 is cheapest to fuel at $15,475. New Cadillac models include Cadillac First Maintenance Visit.
Cadillac models compared
5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).
| Model | Depreciation | Fuel / energy | 5-yr total |
|---|---|---|---|
| CT5 | $29,944 | $16,851 | $53,205 |
| XT5 | $35,173 | $15,475 | $57,058 |
| Escalade | $70,814 | $24,178 | $101,402 |
— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.
Cadillac maintenance schedule
Cadillac's published oil-change interval: condition-based: GM Engine Oil Life System. Cadillac First Maintenance Visit: first service visit at a participating dealer within the first year of vehicle delivery. We list the schedule rather than a dollar figure because Cadillac doesn't publish service prices.
Cadillac First Maintenance Visit
Term: First service visit at a participating dealer within the first year of vehicle delivery
Covers: Oil and oil filter change, 4-tire rotation, Multi-Point Vehicle Inspection; does not include air filters. Note: Cadillac's separate EV-oriented 'first maintenance visit' page lists only tire rotation + inspection.
Source: Cadillac — Warranty and Repairs (First Maintenance Visit)
Oil changes
Normal: Condition-based: GM Engine Oil Life System. Check oil and oil-life % every 7,500 mi; change when CHANGE ENGINE OIL SOON appears; at least once a year.
Severe or special conditions: Same system; under severe use the indicator may call for a change before 7,500 mi.
Source: 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF)
| Interval | Items | Source |
|---|---|---|
| Every 7,500 miles |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Every 22,500 miles or 24 months |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Every 5 years |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Every 7 years |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Spark plugs (XT5) |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Every 150,000 miles or 6 years |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
| Severe service — every 45,000 miles |
| 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) |
More Cadillac research
Frequently asked questions
How much does it cost to own a Cadillac?
Across 3 Cadillac models, 5-year depreciation, fuel and national-average insurance run from about $53,205 for the CT5 to $101,402 for the Escalade (75,000 miles). Depreciation is the biggest line for every one, and the XT5 is cheapest to fuel at $15,475. New Cadillac models include Cadillac First Maintenance Visit.
Is Cadillac maintenance expensive?
Cadillac's published oil-change interval: condition-based: GM Engine Oil Life System. Cadillac First Maintenance Visit: first service visit at a participating dealer within the first year of vehicle delivery. We list the schedule rather than a dollar figure because Cadillac doesn't publish service prices.
Sources and method
Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- 2025 Cadillac XT5 Owner Manual — Maintenance Schedule (GM-hosted PDF) — Cadillac
- Cadillac — First Scheduled Service Visit — Cadillac
- Cadillac — Warranty and Repairs (First Maintenance Visit) — Cadillac