Hyundai Cost to Own
By CarWhere Research · Updated
Across 4 Hyundai models, 5-year depreciation, fuel and national-average insurance run from about $26,233 for the Elantra to $50,190 for the Palisade (75,000 miles). Depreciation is the biggest line for every one, and the Elantra is cheapest to fuel at $9,473. New Hyundai models include Hyundai Complimentary Maintenance (HCM).
Hyundai models compared
5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).
| Model | Depreciation | Fuel / energy | 5-yr total |
|---|---|---|---|
| Elantra | $10,350 | $9,473 | $26,233 |
| Tucson | $18,345 | $11,552 | $36,307 |
| Santa Fe | $24,618 | $13,542 | $44,570 |
| Palisade | $28,206 | $15,574 | $50,190 |
— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.
Hyundai maintenance schedule
Hyundai's published oil-change interval: 8,000 miles or 12 months. Hyundai Complimentary Maintenance (HCM): 3 years or 36,000 miles. We list the schedule rather than a dollar figure because Hyundai doesn't publish service prices.
Hyundai Complimentary Maintenance (HCM)
Term: 3 years or 36,000 miles, whichever comes first. Hyundai's pages list new 2020–2025 model years; 2026 terms are not stated on the pages opened.
Covers: For MY2025, four basic services within 3 years/36,000 miles, each with Hyundai-approved oil and filter change (not for EVs/FCEVs), tire rotation and a multi-point inspection. Air filters, cabin filter, wipers, brake pads, severe-schedule extras and 'inspect' items are excluded. It goes to the original owner only (spouse transfer allowed) at authorized Hyundai dealers, and each service must be within 1,000 miles or 1 month of the Owner's Manual interval.
Source: Hyundai Complimentary Maintenance (hyundaiusa.com Assurance)
Oil changes
Normal: 8,000 miles or 12 months
Severe or special conditions: 5,000 miles or 6 months (short trips, extensive idling, dusty/rough or salted roads, heavy traffic, mountain driving, towing, commercial use, frequent high speed or stop-and-go, or non-recommended oil)
| Interval | Items | Source |
|---|---|---|
| Every 8,000 miles or 12 months |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| Every 16,000 miles or 24 months |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| Every 24,000 miles or 36 months |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| 48,000 miles or 48 months |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| Spark plugs |
| 2026 Hyundai Elantra Owner's Manual (full PDF) |
| 120,000 miles or 120 months (first) |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| Automatic transmission / IVT fluid |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
| AWD transfer case and rear differential |
| 2026 Hyundai Tucson Owner's Manual (full PDF) |
More Hyundai research
Frequently asked questions
How much does it cost to own a Hyundai?
Across 4 Hyundai models, 5-year depreciation, fuel and national-average insurance run from about $26,233 for the Elantra to $50,190 for the Palisade (75,000 miles). Depreciation is the biggest line for every one, and the Elantra is cheapest to fuel at $9,473. New Hyundai models include Hyundai Complimentary Maintenance (HCM).
Is Hyundai maintenance expensive?
Hyundai's published oil-change interval: 8,000 miles or 12 months. Hyundai Complimentary Maintenance (HCM): 3 years or 36,000 miles. We list the schedule rather than a dollar figure because Hyundai doesn't publish service prices.
Sources and method
Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- 2026 Hyundai Palisade Owner's Manual (full PDF, ownersmanual.hyundai.com) — Hyundai
- 2026 Hyundai Tucson Owner's Manual (full PDF) — Hyundai
- 2026 Hyundai Santa Fe Owner's Manual (full PDF) — Hyundai
- 2026 Hyundai Elantra Owner's Manual (full PDF) — Hyundai
- Hyundai Complimentary Maintenance (hyundaiusa.com Assurance) — Hyundai
- Hyundai Complimentary Maintenance (service.hyundaiusa.com) — Hyundai