Lost Car Title in Indiana: How to Replace It
Replacing a lost car title in Indiana costs $15, filed with State Form 205 (or fully online via myBMV) (online (myBMV.com), in-person (BMV branch), mail), with typical processing of Up to 21 calendar days; Speed Title +$25. That's the entire DIY cost — form-prep services charge $150+ for the same paperwork.
Verified against official Indiana sources · 2026-06-12 · Reviewed by the CarWhere Vehicle Data Team
State fee
$15
Form
State Form 205 (or fully online via myBMV)
How to file
online (myBMV.com) · in-person (BMV branch) · mail
Processing time
Up to 21 calendar days; Speed Title +$25
Official source: www.in.gov
Buying or selling while the title's being replaced?
A missing title is the moment to check the vehicle itself. The $9.99 Full VIN Report shows the federal record — recalls, owner complaints, service bulletins — plus the original window sticker where available, before any money moves. Run the report →
FAQ
How much does a duplicate car title cost in Indiana?
$15, paid to the state with State Form 205 (or fully online via myBMV). Verified against the Indiana titling agency, 2026-06-12. Form-prep services charge $150+ for this same paperwork; the state fee is all that's required.
How long does a replacement title take in Indiana?
Up to 21 calendar days; Speed Title +$25, per the state's published guidance (available online (myBMV.com), in-person (BMV branch), mail). Expedited options vary by state.
Can I sell a car in Indiana while the title is lost?
Generally no — you need the duplicate in hand first, and buyers should insist on it. If you're the buyer in this situation, run the VIN before money moves: the $9.99 CarWhere Full VIN Report shows the federal record (recalls, complaints, service bulletins) and the original window sticker where available, so you know what you're buying while the paperwork catches up.
Do I need a service to replace a lost title?
No. Replacing a lost title is a standard DMV transaction costing $15 that owners complete directly. Paid services charge $150+ to pre-fill the same public form — useful only if your situation is genuinely complicated (no proof of ownership, out-of-state liens, deceased owner).
Sources: fee, form, and timeline from the Indiana titling agency (linked above). Fees change by statute — always confirm against the official page before filing. Cite this page: CarWhere, "Lost Car Title in Indiana," carwhere.com/titles/lost-title/indiana, verified 2026-06-12.