Mazda Financial Services: Payoff Address, Phone & Lease Rules
Mazda Financial Services (MFS) is Mazda's financing and leasing program in the US. Below: the payoff addresses, phone line and lease-end rules MFS publishes.
Also known as: MFS
Brands: Mazda · Last verified November 8, 2026 against Mazda Financial Services's official website
MFS accounts are serviced by Toyota Motor Credit Corporation (TMCC), and Mazda says it is not affiliated with TMCC. Source: mazdafinancialservices.com
Contact & payoff details
Loan payoff address (regular mail)
Mazda Financial ServicesP.O. Box 74689Chicago, IL 60675-4689Loan payoff address (overnight)
Mazda Financial Services6400 Main Street, Suite 200Williamsville, NY 14221Verify the address and your exact payoff amount with the lender before sending payment.
Lease buyout rules (as of November 8, 2026)
| Who buys the car | Policy |
|---|---|
| You (the lessee) | Allowed |
| A dealer buying it for you or taking it in trade | Allowed |
| A third party (another dealer, online buyer, friend or family) | With conditions |
You can buy your Mazda lease; get a payoff quote online or at 866-693-2332. MFS's lease-end page says that if an unauthorized third-party dealer buys the vehicle, or agrees to return it for you, you remain responsible for the lease until MFS receives the payoff funds.
“If an unauthorized third-party dealer is purchasing the vehicle or agrees to return it to us on your behalf, you remain responsible for the vehicle and your obligations under the lease agreement, until we receive the payoff funds.”
Weighing it up? Compare your buyout price to today's market with the lease buyout calculator.
Lease-end process
Return the vehicle to an authorized Mazda dealer on or before maturity; your originating dealer is required to process the return. A free pre-inspection is available 15–60 days before maturity through AutoVINLive.com, at home, at work or at a dealer (not offered to Alaska or Hawaii residents, or for leases originated in New Hampshire or Wisconsin). MFS doesn't currently let you buy extra miles.
Disposition fee: MFS does not publish a fee amount; it waives the disposition fee (up to $350) if you finance or lease a new or certified Mazda through MFS within 30 days of your return, or if you've had three or more MFS accounts.
Title & lien release after payoff
Paper titles and lien releases arrive about 25–40 business days after the payoff posts, including mail time. In electronic-title states the paper title comes from the state in about 7.5–9.5 weeks. Sending the title to a third party needs your written or verbal authorization.
Title not showing up? Our lien release guide covers state-by-state next steps.
Mazda Financial Services FAQ
What is the Mazda Financial Services payoff address?
Loan payoff address (regular mail): Mazda Financial Services, P.O. Box 74689, Chicago, IL 60675-4689. Loan payoff address (overnight): Mazda Financial Services, 6400 Main Street, Suite 200, Williamsville, NY 14221. Source: Mazda Financial Services's official website, verified November 8, 2026.
What is the Mazda Financial Services phone number?
Customer service: 1-866-693-2332 (Mon–Fri 7 a.m.–7 p.m. Central). Verified on Mazda Financial Services's official website November 8, 2026.
Can a third party buy out a Mazda Financial Services lease?
As of November 8, 2026: You can buy your Mazda lease; get a payoff quote online or at 866-693-2332. MFS's lease-end page says that if an unauthorized third-party dealer buys the vehicle, or agrees to return it for you, you remain responsible for the lease until MFS receives the payoff funds.
How do I get my title from Mazda Financial Services after payoff?
Paper titles and lien releases arrive about 25–40 business days after the payoff posts, including mail time. In electronic-title states the paper title comes from the state in about 7.5–9.5 weeks. Sending the title to a third party needs your written or verbal authorization.
What is the Mazda Financial Services lease disposition fee?
MFS does not publish a fee amount; it waives the disposition fee (up to $350) if you finance or lease a new or certified Mazda through MFS within 30 days of your return, or if you've had three or more MFS accounts. Your lease contract governs the exact amount.
How do I log in to my Mazda Financial Services account?
Manage your account online at https://www.mazdafinancialservices.com/dss/secure/dashboard (Mazda Financial Services's official site).
Lease & payoff tools
- Lease buyout calculator — is your buyout price worth it?
- Lease payment calculator
- How to get out of a car lease
- Lien release guide
- Mazda lease deals · Mazda money factors
Shopping for your next car? Search cars for sale.
Sources
- MFS — Contact us
- MFS — Loan payoff addresses
- MFS — Return your vehicle
- MFS — Lease-end FAQs
- MFS — Title/lien release timing
Last verified November 8, 2026. Facts are taken only from Mazda Financial Services's own website; anything we could not confirm there is left off this page. CarWhere is not affiliated with Mazda Financial Services.