Subaru Motors Finance: Payoff Address, Phone & Lease Rules
Subaru Motors Finance (SMF) is Subaru's financing and leasing program, run by Chase. Below: the contact lines Subaru publishes and how Chase handles title release.
Also known as: SMF
Brands: Subaru · Last verified November 8, 2026 against Subaru Motors Finance's official website
Subaru's own help center lists the program as "Subaru Motors Finance (Chase)". Source: contactus.subaru.com
Contact & payoff details
Verify the address and your exact payoff amount with the lender before sending payment.
Lease buyout rules (as of November 8, 2026)
| Who buys the car | Policy |
|---|---|
| You (the lessee) | Allowed |
| A dealer buying it for you or taking it in trade | Not published |
| A third party (another dealer, online buyer, friend or family) | Not published |
Subaru says to call Subaru Motors Finance (Chase) at 800-644-1941 if you want to buy your leased vehicle. Neither Subaru nor Chase publishes SMF's rules on dealer or third-party buyouts, so confirm with SMF before you agree to sell.
“if you are looking to purchase your leased vehicle please contact Subaru Motors Finance (Chase) at 800-644-1941.”
Weighing it up? Compare your buyout price to today's market with the lease buyout calculator.
Title & lien release after payoff
Chase's general auto servicing policy: your balance must be $0, then allow up to 45 days after the final payment posts. Paper releases go to the mailing address on file. In electronic-title states Chase notifies the DMV, which issues the title. Florida and Oklahoma titles stay electronic unless you ask for paper. This is Chase's general auto policy, not an SMF-specific page.
Title not showing up? Our lien release guide covers state-by-state next steps.
Subaru Motors Finance FAQ
What is the Subaru Motors Finance phone number?
Lease questions & lease purchase: 800-644-1941. Finance (loan) questions: 800-662-3325. Verified on Subaru Motors Finance's official website November 8, 2026.
Can a third party buy out a Subaru Motors Finance lease?
As of November 8, 2026: Subaru says to call Subaru Motors Finance (Chase) at 800-644-1941 if you want to buy your leased vehicle. Neither Subaru nor Chase publishes SMF's rules on dealer or third-party buyouts, so confirm with SMF before you agree to sell.
How do I get my title from Subaru Motors Finance after payoff?
Chase's general auto servicing policy: your balance must be $0, then allow up to 45 days after the final payment posts. Paper releases go to the mailing address on file. In electronic-title states Chase notifies the DMV, which issues the title. Florida and Oklahoma titles stay electronic unless you ask for paper. This is Chase's general auto policy, not an SMF-specific page.
How do I log in to my Subaru Motors Finance account?
Manage your account online at https://subarumotorsfinance.chase.com (Subaru Motors Finance's official site).
Lease & payoff tools
- Lease buyout calculator — is your buyout price worth it?
- Lease payment calculator
- How to get out of a car lease
- Lien release guide
- Subaru lease deals · Subaru money factors
Shopping for your next car? Search cars for sale.
Sources
- Subaru — Lease contact (Subaru Motors Finance)
- Subaru — Finance contact
- Chase — Lease-end brand sites
- Chase — Title & lien release FAQ
Last verified November 8, 2026. Facts are taken only from Subaru Motors Finance's own website; anything we could not confirm there is left off this page. CarWhere is not affiliated with Subaru Motors Finance.