2026 BMW i4 Lease Deals (November 2026): $549/mo
The current advertised 2026 BMW i4 lease offer is $549/mo for 36 months with $4,849 due at signing and 30,000 miles a year on the eDrive40 (nationwide), valid through November 30, 2026. The program money factor is 0.00095 (2.28% APR equivalent) with a 55% residual. Across 2 trim and region offers on record, payments run $549–$579/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $549/mo
- Term
- 36 months
- Due at signing
- $4,849
- Miles / year
- 30,000
- Money factor
- 0.00095
- Residual
- 55%
- Region
- nationwide
- Offer ends
- November 30, 2026
BMW i4 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 i4 eDrive40 | nationwide | $549 | 36 mo | $4,849 | 30,000 | 0.00095 | 55% | November 30, 2026 |
| 2026 i4 xDrive40 | nationwide | $579 | 36 mo | $5,209 | 30,000 | 0.00095 | 56% | November 30, 2026 |
Regions on record: nationwide.
How to tell if a i4 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $24,064 over 36 months ($4,849 at signing plus the remaining payments) — $668/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00095 (2.28% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 55% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $3,750 in BMW lease support is active on the i4; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best i4 lease deal right now?
As of November 2026, $549/mo for 36 months with $4,849 due at signing on the 2026 BMW i4 eDrive40 (nationwide), through November 30, 2026. Spread over the term that is about $668/mo all-in before taxes and fees.
What is the money factor on a i4 lease?
0.00095 on the current program — a 2.28% APR equivalent (money factor × 2400), with a 55% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the i4?
The advertised i4 offers on record ask $4,849–$5,209 due at signing. Rolling $4,849 into a 36-month lease adds roughly $135/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $668/mo.
When does the current i4 lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.