2025 Mazda Mazda3 Lease Deals (November 2026): $262/mo
The current advertised 2025 Mazda Mazda3 lease offer is $262/mo for 36 months with $2,499 due at signing and 7,500 miles a year on the S (in the New York region), valid through November 30, 2026. The program money factor is 0.00040 (0.96% APR equivalent) with a 59% residual.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 8, 2026
- Monthly
- $262/mo
- Term
- 36 months
- Due at signing
- $2,499
- Miles / year
- 7,500
- Money factor
- 0.00040
- Residual
- 59%
- Region
- New York
- Offer ends
- November 30, 2026
Mazda Mazda3 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2025 Mazda3 S | New York and Pennsylvania | $262 | 36 mo | $2,499 | 7,500 | 0.00040 | 59% | November 30, 2026 |
Regions on record: New York and Pennsylvania.
How to tell if a Mazda3 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $11,669 over 36 months ($2,499 at signing plus the remaining payments) — $324/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00040 (0.96% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 59% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $1,100 in Mazda lease support is active on the Mazda3; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Mazda3 lease deal right now?
As of November 2026, $262/mo for 36 months with $2,499 due at signing on the 2025 Mazda Mazda3 S (in the New York region), through November 30, 2026. Spread over the term that is about $324/mo all-in before taxes and fees.
What is the money factor on a Mazda3 lease?
0.00040 on the current program — a 0.96% APR equivalent (money factor × 2400), with a 59% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Mazda3?
The advertised Mazda3 offers on record ask $2,499 due at signing. Rolling $2,499 into a 36-month lease adds roughly $69/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $324/mo.
When does the current Mazda3 lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.