2026 Mazda CX-5 Lease Deals (November 2026): $261/mo
The current advertised 2026 Mazda CX-5 lease offer is $261/mo for 36 months with $3,999 due at signing and 7,500 miles a year on the S (in the New York region), valid through November 30, 2026. The program money factor is 0.00069 (1.66% APR equivalent) with a 63% residual.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 8, 2026
- Monthly
- $261/mo
- Term
- 36 months
- Due at signing
- $3,999
- Miles / year
- 7,500
- Money factor
- 0.00069
- Residual
- 63%
- Region
- New York
- Offer ends
- November 30, 2026
Mazda CX-5 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 CX-5 S | New York and Pennsylvania | $261 | 36 mo | $3,999 | 7,500 | 0.00069 | 63% | November 30, 2026 |
Regions on record: New York and Pennsylvania.
How to tell if a CX-5 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $13,134 over 36 months ($3,999 at signing plus the remaining payments) — $365/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00069 (1.66% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 63% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best CX-5 lease deal right now?
As of November 2026, $261/mo for 36 months with $3,999 due at signing on the 2026 Mazda CX-5 S (in the New York region), through November 30, 2026. Spread over the term that is about $365/mo all-in before taxes and fees.
What is the money factor on a CX-5 lease?
0.00069 on the current program — a 1.66% APR equivalent (money factor × 2400), with a 63% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the CX-5?
The advertised CX-5 offers on record ask $3,999 due at signing. Rolling $3,999 into a 36-month lease adds roughly $111/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $365/mo.
When does the current CX-5 lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.