Audi Q5 Cost to Own
By CarWhere Research · Updated
A 2026 Audi Q5 costs about $60,782 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $38,253 (63.3% of the median new price); fuel $16,119 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
5-year total
$60,782
depreciation + fuel + insurance
Depreciation
$38,253
63.3% of new price
Fuel
$16,119
$3,224/yr
Insurance
$6,410
national average
5-year cost-to-own breakdown
Assumptions: 5 years, 15,000 miles a year (75,000 total), bought new. Every line shows its formula and source.
| Line | 5 years | Per year | How it’s calculated | Source |
|---|---|---|---|---|
| Depreciation | $38,253 | $7,651 | $60,431 median new price (2026) × 63.3% below new for 5-year-old (2021) listings | CarWhere depreciation study |
| Fuel | $16,119 | $3,224 | 75,000 mi ÷ 24 MPG × $5.158/gal premium (median of 2 EPA versions) | EPA × EIA November 2, 2026 |
| Insurance | $6,410 | $1,282 | U.S. average expenditure per insured car (2023) × 5 years. Not specific to the Q5. | NAIC, by state |
| Scheduled maintenance | See note | — | Audi Signature Care Scheduled Maintenance (Included with every new model-year 2026 Audi) is included; beyond its terms, the Audi schedule below applies. No manufacturer-published service prices. | Audi schedule |
| Registration and fees | Varies by state | — | State registration, title and taxes. | State title guides |
| Total | $60,782 | $12,156 | Depreciation + fuel + national-average insurance. Maintenance, repairs and fees not included. | |
Depreciation
New Q5s list for a median $60,431 (9,920 listings). In CarWhere’s used-market study, 2021 models (5 years old) list 63.3% below that, so a Q5 loses about $38,253 in its first five years.
| Model year | Age | Median listing | Below new | Listings |
|---|---|---|---|---|
| 2021 | 5 | $22,166 | 63.3% | 656 |
Fuel
The EPA rates the 2026 Q5 at 24 MPG combined. At $5.158/gal premium (EIA, week of November 2, 2026), 75,000 miles cost about $16,119, or $3,224 a year.
EPA versions included: Q5 Sportback TFSI quattro, Q5 TFSI quattro.
Insurance
Insurance varies by driver, location and coverage. Across all insured cars, U.S. drivers spent an average of $1,282 a year in 2023 (NAIC); see car insurance cost by state for your state’s average.
Is the Q5 expensive to maintain?
Could not open a current (MY2025–2026) Audi USA Warranty & Maintenance booklet or owner's manual: audiusa.com returns HTTP 403 to automated requests, and the VIN-based maintenance tool (maintenance.audiusa.com) loads data client-side only. Audi Signature Care Scheduled Maintenance: included with every new model-year 2026 Audi. We list the schedule rather than a dollar figure because Audi doesn't publish service prices.
For repair patterns owners report, see Q5 known issues.
Audi Signature Care Scheduled Maintenance
Term: Included with every new model-year 2026 Audi (purchased or leased): scheduled services in the first 3 years/30,000 miles, whichever occurs first
Covers: Each new-vehicle scheduled service at the 1yr/10k, 2yr/20k and 3yr/30k intervals plus one brake fluid service, performed at authorized U.S. Audi dealers. MY2026 Audis also carry a 4-yr/50,000-mile New Vehicle Limited Warranty, 12-yr corrosion-perforation warranty, and 4-yr Roadside Assistance. Coverage can be extended with paid Audi Care Select packages (dealer or myAudi account) up to 120,000 miles.
| Interval | Items | Source |
|---|---|---|
| Scheduled services included for MY2026: 1 year/10,000 miles, 2 years/20,000 miles, 3 years/30,000 miles (whichever occurs first) |
| Audi of America newsroom — Audi 2026 lineup launches with Audi Signature Care Scheduled Maintenance included on all models (Aug 21, 2025; updated Aug 3, 2026) |
More Q5 research
Frequently asked questions
How much does it cost to own a Audi Q5?
A 2026 Audi Q5 costs about $60,782 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $38,253 (63.3% of the median new price); fuel $16,119 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
Is the Q5 expensive to maintain?
Could not open a current (MY2025–2026) Audi USA Warranty & Maintenance booklet or owner's manual: audiusa.com returns HTTP 403 to automated requests, and the VIN-based maintenance tool (maintenance.audiusa.com) loads data client-side only. Audi Signature Care Scheduled Maintenance: included with every new model-year 2026 Audi. We list the schedule rather than a dollar figure because Audi doesn't publish service prices.
Is the Q5 expensive to insure?
Insurance varies by driver, location and coverage, and CarWhere doesn't publish model-specific premiums. Across all insured cars, U.S. drivers spent an average of $1,282 a year (NAIC, 2023), or $6,410 over 5 years; our state-by-state study shows the average where you live.
How much does a Q5 depreciate in 5 years?
In CarWhere's used-market study, 5-year-old Q5s (model year 2021) list for 63.3% below the median new price of $60,431, about $38,253 of lost value.
How much does a Q5 cost to fuel per year?
About $3,224 a year at 15,000 miles, based on the EPA rating of 24 MPG combined and $5.158/gal premium (EIA, week of November 2, 2026).
Sources and method
Formula: 5-year total = depreciation (median new price × % below new at age 5) + fuel (75,000 mi ÷ EPA combined MPG × EIA national price, or kWh/100 mi × EIA residential rate for EVs) + insurance (NAIC national average expenditure × 5). Lines without a citable source are left blank.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- Audi of America newsroom — Audi 2026 lineup launches with Audi Signature Care Scheduled Maintenance included on all models (Aug 21, 2025; updated Aug 3, 2026) — Audi (opened 2026-11-06)