Honda Cost to Own

By CarWhere Research · Updated

Across 5 Honda models, 5-year depreciation, fuel and national-average insurance run from about $24,474 for the Civic to $49,812 for the Pilot (75,000 miles). Depreciation is the biggest line for 4 of 5, and the Civic is cheapest to fuel at $9,161. New Honda models include Honda Maintenance Program.

Honda models compared

5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).

Honda: 5-year cost lines by model
ModelDepreciationFuel / energy5-yr total
Civic$8,903$9,161$24,474
Accord$10,303$9,891$26,604
CR-V$12,512$10,562$29,484
Odyssey$19,158$14,158$39,726
Pilot$28,570$14,832$49,812

— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.

Honda maintenance schedule

Honda's published oil-change interval: set by the Maintenance Minder (oil-life monitor); no fixed mileage. Honda Maintenance Program: 1 year / 12,000 miles on 2026 models. We list the schedule rather than a dollar figure because Honda doesn't publish service prices.

Honda Maintenance Program

Term: 1 year / 12,000 miles on 2026 models (named in Honda's 2026 spec sheets; Honda Service Pass at its 2023 launch: first 2 years or 24,000 miles)

Covers: Service Pass covers select factory-scheduled maintenance as shown by the Maintenance Minder (oil and filter changes, tire rotation, multi-point inspection) at participating Honda dealers. It transfers to later owners while active and is valid in the U.S. only. The 2026 spec sheets name the program but don't describe what it covers.

Source: 2026 Honda Civic Sedan Specifications & Features (Honda newsroom)

Oil changes

Normal: Set by the Maintenance Minder (oil-life monitor); no fixed mileage. Change the oil at least every 12 months even if no Minder message appears.

Severe or special conditions: No fixed severe-service oil interval; the Maintenance Minder adjusts to driving conditions.

Source: 2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)

Honda scheduled maintenance (manufacturer schedule; items paraphrased)
IntervalItemsSource
Maintenance Minder code A
  • Replace engine oil
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Maintenance Minder code B
  • Replace engine oil and filter
  • Inspect front and rear brakes
  • Inspect tie rods, steering gearbox and boots
  • Inspect suspension, driveshaft boots, and brake hoses/lines
  • Check all fluid levels and condition
  • Inspect exhaust and fuel lines
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 1
  • Rotate tires
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 2
  • Replace engine air filter (every 15,000 miles in dusty conditions)
  • Replace cabin dust/pollen filter (every 15,000 miles in high-soot urban areas)
  • Inspect drive belt
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 3
  • Replace transmission fluid (CVT: every 25,000 miles if regularly driven at very low speed in mountains)
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 4
  • Replace spark plugs
  • Inspect valve clearance
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 5
  • Replace engine coolant
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 6 (AWD)
  • Replace rear differential fluid
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Sub-item 7 / every 3 years
  • Replace brake fluid; if no Minder prompt within 36 months, change it every 3 years
2025 Honda CR-V Maintenance Minder System (owner's manual excerpt)
Tune-up (2026 spec sheets)
  • '100k +/- miles, no scheduled tune-ups'
2026 Honda Civic Sedan Specifications & Features (Honda newsroom)

More Honda research

Frequently asked questions

How much does it cost to own a Honda?

Across 5 Honda models, 5-year depreciation, fuel and national-average insurance run from about $24,474 for the Civic to $49,812 for the Pilot (75,000 miles). Depreciation is the biggest line for 4 of 5, and the Civic is cheapest to fuel at $9,161. New Honda models include Honda Maintenance Program.

Is Honda maintenance expensive?

Honda's published oil-change interval: set by the Maintenance Minder (oil-life monitor); no fixed mileage. Honda Maintenance Program: 1 year / 12,000 miles on 2026 models. We list the schedule rather than a dollar figure because Honda doesn't publish service prices.

Sources and method

Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.

  1. CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
  2. Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
  3. Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
  4. Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
  5. 2025 Honda CR-V Maintenance Minder System (owner's manual excerpt) — Honda
  6. 2025 Honda Accord Sedan Maintenance Minder (gas) — Honda
  7. 2025 Honda Accord Hybrid Maintenance Minder — Honda
  8. 2025 Honda Civic Sedan Maintenance Minder System — Honda
  9. 2025 Honda Pilot Maintenance Minder System — Honda
  10. 2025 Honda Odyssey Maintenance Minder System — Honda
  11. 2026 Honda Civic Sedan Specifications & Features (Honda newsroom) — Honda
  12. 2026 Honda Odyssey Specifications & Features (Honda newsroom) — Honda
  13. New Honda Service Pass Delivers Two Years of Select Maintenance for 2023 Honda Models (Honda newsroom) — Honda