Kia Cost to Own

By CarWhere Research · Updated

Across 3 Kia models, 5-year depreciation, fuel and national-average insurance run from about $36,281 for the Sportage to $50,458 for the Telluride (75,000 miles). Depreciation is the biggest line for every one, and the Sportage is cheapest to fuel at $11,980.

Kia models compared

5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).

Kia: 5-year cost lines by model
ModelDepreciationFuel / energy5-yr total
Sportage$17,891$11,980$36,281
Sorento$19,870$13,001$39,281
Telluride$29,182$14,866$50,458

— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.

Kia maintenance schedule

Kia's published oil-change interval: 8,000 miles or 12 months. We list the schedule rather than a dollar figure because Kia doesn't publish service prices.

Oil changes

Normal: 8,000 miles or 12 months

Severe or special conditions: 5,000 miles or 6 months (salted/corrosive roads or very cold weather, towing or roof loads, commercial/patrol/taxi use)

Source: 2026 Kia Sportage Owner's Manual (full PDF)

Kia scheduled maintenance (manufacturer schedule; items paraphrased)
IntervalItemsSource
Every 8,000 miles or 12 months
  • Replace engine oil and filter
  • Rotate tires (with tread and pressure check)
  • Add fuel additive if TOP TIER gas is unavailable
  • Inspect brake fluid
  • Inspect brakes, lines, battery, A/C, exhaust, suspension, steering
2026 Kia Sportage Owner's Manual (full PDF)
Every 16,000 miles or 24 months
  • Replace climate-control (cabin) air filter (inspect at 8,000)
  • Inspect driveshafts and boots
2026 Kia Sportage Owner's Manual (full PDF)
Every 24,000 miles or 36 months
  • Replace engine air filter
2026 Kia Sportage Owner's Manual (full PDF)
Every 40,000 miles or 48 months (AWD)
  • Inspect rear differential and transfer case oil
2026 Kia Sportage Owner's Manual (full PDF)
Every 48,000 miles or 48 months
  • Replace brake fluid
2026 Kia Sportage Owner's Manual (full PDF)
Spark plugs
  • Every 96,000 miles: naturally aspirated engines (Telluride 3.8, Sportage/Sorento 2.5 GDi)
  • Every 48,000 miles: Sorento 2.5 T-GDi
2026 Kia Sorento Owner's Manual (full PDF)
120,000 miles or 120 months (first)
  • Replace engine coolant, then every 24,000 miles or 24 months
2026 Kia Sportage Owner's Manual (full PDF)
Automatic transmission fluid
  • Normal: no service required
  • Severe: every 56,000 miles (Telluride, Sportage 2.5)
2025 Kia Telluride Owner's Manual — Scheduled maintenance service (ownersmanual.kia.com)
Severe (AWD)
  • Replace transfer case and rear differential oil every 72,000 miles (Telluride)
2025 Kia Telluride Owner's Manual — Scheduled maintenance service (ownersmanual.kia.com)

More Kia research

Frequently asked questions

How much does it cost to own a Kia?

Across 3 Kia models, 5-year depreciation, fuel and national-average insurance run from about $36,281 for the Sportage to $50,458 for the Telluride (75,000 miles). Depreciation is the biggest line for every one, and the Sportage is cheapest to fuel at $11,980.

Is Kia maintenance expensive?

Kia's published oil-change interval: 8,000 miles or 12 months. We list the schedule rather than a dollar figure because Kia doesn't publish service prices.

Sources and method

Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.

  1. CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
  2. Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
  3. Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
  4. Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
  5. 2025 Kia Telluride Owner's Manual — Scheduled maintenance service (ownersmanual.kia.com) — Kia
  6. 2026 Kia Sorento Owner's Manual (full PDF) — Kia
  7. 2026 Kia Sportage Owner's Manual (full PDF) — Kia
  8. Kia Maintenance Plan (owners.kia.com) — Kia