Lincoln Cost to Own
By CarWhere Research · Updated
Across 4 Lincoln models, 5-year depreciation, fuel and national-average insurance run from about $47,532 for the Corsair to $96,315 for the Navigator (75,000 miles). Depreciation is the biggest line for every one, and the Corsair is cheapest to fuel at $12,719. New Lincoln models include Lincoln complimentary scheduled maintenance.
Lincoln models compared
5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).
| Model | Depreciation | Fuel / energy | 5-yr total |
|---|---|---|---|
| Corsair | $28,403 | $12,719 | $47,532 |
| Nautilus | $41,511 | $12,978 | $60,899 |
| Aviator | $42,119 | $15,203 | $63,732 |
| Navigator | $71,583 | $18,322 | $96,315 |
— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.
Lincoln maintenance schedule
Lincoln's published oil-change interval: condition-based: Intelligent Oil-Life Monitor message in the display; never exceed 1 year or 10,000 mi between oil changes. Lincoln complimentary scheduled maintenance: 4 years / 50,000 miles. We list the schedule rather than a dollar figure because Lincoln doesn't publish service prices.
Lincoln complimentary scheduled maintenance
Term: 4 years / 50,000 miles (same period as the new-vehicle limited warranty)
Covers: Scheduled maintenance (detail of covered items not stated on the page); Pickup & Delivery service is also complimentary within the 4-yr/50,000-mi warranty period
Source: 2026 Lincoln Navigator — model page (FAQ: warranty and complimentary scheduled maintenance)
Oil changes
Normal: Condition-based: Intelligent Oil-Life Monitor message in the display; never exceed 1 year or 10,000 mi between oil changes. Hybrids may go farther on distance but still max 1 year.
Severe or special conditions: Same monitor; interval shortens with severe use. Severe-service items: transmission fluid at 30,000 mi and spark plugs at 60,000 mi (Corsair).
Source: 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance
| Interval | Items | Source |
|---|---|---|
| Every oil change (per monitor, max 1 yr/10,000 mi) |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 3 years |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 20,000 miles |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 30,000 miles |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 60,000 miles |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 100,000 miles |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| Every 150,000 miles |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| At 200,000 miles or 10 years |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
| No scheduled interval |
| 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance |
More Lincoln research
Frequently asked questions
How much does it cost to own a Lincoln?
Across 4 Lincoln models, 5-year depreciation, fuel and national-average insurance run from about $47,532 for the Corsair to $96,315 for the Navigator (75,000 miles). Depreciation is the biggest line for every one, and the Corsair is cheapest to fuel at $12,719. New Lincoln models include Lincoln complimentary scheduled maintenance.
Is Lincoln maintenance expensive?
Lincoln's published oil-change interval: condition-based: Intelligent Oil-Life Monitor message in the display; never exceed 1 year or 10,000 mi between oil changes. Lincoln complimentary scheduled maintenance: 4 years / 50,000 miles. We list the schedule rather than a dollar figure because Lincoln doesn't publish service prices.
Sources and method
Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- 2025 Lincoln Corsair Owner's Manual (edition July 2024) — Scheduled Maintenance — Lincoln
- 2026 Lincoln Navigator — model page (FAQ: warranty and complimentary scheduled maintenance) — Lincoln
- Lincoln — Ownership Benefits (Pickup & Delivery, Mobile Service) — Lincoln