Monthly Market Report

What Americans Paid for New Cars in February 2026

We analyzed 838 verified buyer-submitted deals from February 1 through February 28, 2026 to see what people actually paid — not MSRP, not dealer asking prices, but real transaction prices from real buyers.

Updated automatically from CarWhere transaction data

Key Findings

6.2%

avg discount off MSRP

$3,367

avg savings off MSRP

838

verified deals analyzed

The average new car buyer in February 2026 negotiated a discount of 6.2% off MSRP — about $3,367 below sticker on an average MSRP of $54,494. The average transaction price was $51,127.

But that average hides enormous variation. Some models saw discounts over 10% off MSRP. Others sold at full sticker or even above. Knowing where your car falls on that spectrum is the difference between a good deal and a bad one.

Average Discount by Brand

RAM led all major brands with an average 9.7% discount off MSRP in February 2026. Lexus had the smallest average discount among major brands at -2.8%.

BrandDealsAvg MSRPAvg Discount
RAM51$84,8769.7%
Mercedes-Benz85$61,0017.5%
Audi88$56,3837.3%
Ford16$61,1227.2%
Mazda42$33,4867.1%
Chevrolet36$72,7846.8%
Volkswagen48$43,9446.7%
GMC38$79,0216.4%
Honda145$37,1905.9%
BMW144$60,0315.0%
Toyota137$47,8794.7%
Subaru3$41,0433.1%
Lexus3$83,068-2.8%

Based on brands with 3+ verified deals in February 2026.

Most Negotiable Models

These models had the largest average discounts below MSRP. If you're shopping for one of these, you have significant room to negotiate.

ModelDealsAvg MSRPAvg Price PaidDiscount
Mercedes-Benz C 3003$53,968$46,56913.7%$7,399 off
Mercedes-Benz C300W6$53,878$47,43811.9%$6,440 off
Mercedes-Benz Gla 2504$48,151$42,83911.0%$5,312 off
RAM 250032$84,762$75,95210.8%$8,810 off
Mercedes-Benz Glc 3004$53,169$47,76710.2%$5,402 off
BMW 5 Series5$68,285$61,5979.9%$6,688 off
GMC Sierra 2500HD9$86,248$77,5459.7%$8,703 off
Mazda CX-515$33,412$30,2979.6%$3,115 off
GMC Canyon5$44,912$40,6359.6%$4,277 off
Mazda MAZDA32$27,975$25,3069.5%$2,669 off

The takeaway

Mercedes-Benz C 300 buyers negotiated an average discount of $7,399 off MSRP in February 2026. If you're paying sticker price for any of these models, you're leaving money on the table.

Least Negotiable Models

These models sold closest to MSRP. Buyers had little room to negotiate, either because of high demand or limited inventory.

ModelDealsAvg MSRPAvg Price PaidDiscount
Lexus Gx 5502$81,064$83,858-3.7%-$2,794 off
Toyota Grand Highlander Hybrid7$53,860$53,4680.7%$392 off
Toyota Grand Highlander7$57,906$57,3800.9%$526 off
Toyota Highlander Hybrid4$54,843$54,2921.0%$551 off
Toyota RAV48$39,886$39,4151.4%$471 off

Lexus Gx 550 actually had a negative average discount — meaning buyers paid above MSRP after factoring in add-ons. If you're set on one of these models, expect to pay close to the advertised price.

Where Buyers Got the Best Deals

Location matters. Discounts varied significantly by state, driven by dealer competition density, regional incentives, and inventory levels.

StateDealsAvg Discount
NV1811.9%
ME49.4%
AL348.6%
NE58.1%
UT67.7%
MA267.5%
GA637.3%
LA327.1%
MN227.1%
KS116.9%

NV, ME, and AL led with discounts of 11.9%, 9.4%, and 8.6% off MSRP respectively.

Methodology

This analysis covers 838 new car deals submitted to CarWhere by verified buyers between February 1 and February 28, 2026. Each deal includes the actual transaction price the buyer paid along with the vehicle's MSRP.

Discount percentages represent the difference between MSRP and the buyer's transaction price. Model rankings require a minimum of 2 deals. Brand rankings require 3+ deals. State rankings require 2+ deals.

This data represents self-reported transactions from CarWhere users and may not reflect the broader national market. Deals are reviewed for accuracy before being included in the dataset.

Frequently Asked Questions

What was the average discount on a new car in February 2026?

Based on 838 verified buyer deals from February 2026, the average discount was 6.2% off MSRP — about $3,367 in savings on an average MSRP of $54,494.

Which car brands had the biggest discounts in February 2026?

RAM had the largest average discount at 9.7% off MSRP in February 2026, followed by Mercedes-Benz (7.5%). Lexus had the smallest average discount among major brands at -2.8%.

What new cars were hardest to negotiate on in February 2026?

Lexus Gx 550 had the smallest average discount at -3.7% off MSRP in February 2026. Toyota Grand Highlander Hybrid (0.7%) and Toyota Grand Highlander (0.9%) also had very little room for negotiation.

Which state had the best car deals in February 2026?

NV had the highest average discount at 11.9% off MSRP in February 2026, followed by ME (9.4%) and AL (8.6%).

See the target price for your car

The CarWhere Index shows you exactly what buyers are paying for any make and model in your area — updated daily with real transaction data.

More Market Reports

Related