Illinois Out the Door Price Calculator

Illinois charges a 6.25% sales tax on vehicle purchases. On a $35,000 car, taxes and fees add about $2,866.13 (8.2%), for an out-the-door price of roughly $37,866.13. A trade-in reduces the taxable amount — a $10,000 trade saves $625 in tax. Dealer doc fees are capped at $377.63.

2026 Illinois rates · state data last reviewed August 18, 2026

Example: OTD Price on a $35,000 Car in Illinois

Illinois's state vehicle sales tax is 6.25%, but home-rule county/city taxes (e.g., Chicago and Cook County) push dealer purchases well above that; private-party buyers instead pay a flat Private Party Vehicle Use Tax (Form RUT-50) based on vehicle age/price, not a straight percentage.

Selling Price$35,000
sales tax (6.25%)$2,187.50
Title Fee$150
Registration Fee$151
Documentation Fee (state cap $377.63)$377.63
Out the Door Price$37,866.13

Taxes and fees add $2,866.13 (8.2%) on top of the selling price in Illinois at the statewide rate. Trading in a $10,000 vehicle would drop the taxable amount to $25,000 and save another $625 in sales tax.

Calculate Your Illinois OTD Price

Enter Your Details

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The negotiated price (not MSRP)

Illinois's state vehicle sales tax is 6.25%, but home-rule county/city taxes (e.g., Chicago and Cook County) push dealer purchases well above that; private-party buyers instead pay a flat Private Party Vehicle Use Tax (Form RUT-50) based on vehicle age/price, not a straight percentage.

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Extra city/county tax where it applies (0-3% typical; some states have none)

$

Pre-filled from Illinois DMV data: registration $151; title $150

$

Illinois caps doc fees at $377.63

$

Reduces the taxable amount in this state

$

Reduce the final price (in most states they do not reduce the taxable amount)

No add-ons added

Paint protection, nitrogen, VIN etching, etc.

Your Out the Door Price

Selling Price$35,000
Sales Tax (6.25%)$2,188
Registration & Title$301
Doc Fee$378

Out the Door Price

$37,866

This is an estimate using Illinois's statewide rate. Actual OTD may vary with local taxes and dealer fees — always get a written, itemized quote from the dealer.

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Illinois Car Taxes & Fees (2026)

sales tax6.25%Illinois's state vehicle sales tax is 6.25%, but home-rule county/city taxes (e.g., Chicago and Cook County) push dealer purchases well above that; private-party buyers instead pay a flat Private Party Vehicle Use Tax (Form RUT-50) based on vehicle age/price, not a straight percentage.
Trade-in tax credit YesA $10,000 trade-in on a $35,000 car saves $625 in tax.
Doc feeCapped at $377.63Capped at $377.63 for 2026 (adjusted annually for inflation)
Title fee$150
Registration fee$151
Inspection & emissionsNo safety inspection · emissions testing in some/all areasNo statewide safety inspection; emissions testing applies only in the Chicago metro and Metro-East St. Louis counties, and out-of-state vehicles need a VIN verification at titling.

Full fee reference with negotiation tips: Illinois car buying costs

Illinois OTD Price Questions

What is the sales tax on a car in Illinois?

Vehicle purchases in Illinois are subject to a 6.25% sales tax. Illinois's state vehicle sales tax is 6.25%, but home-rule county/city taxes (e.g., Chicago and Cook County) push dealer purchases well above that; private-party buyers instead pay a flat Private Party Vehicle Use Tax (Form RUT-50) based on vehicle age/price, not a straight percentage. On a $35,000 purchase that works out to $2,187.50 at the statewide rate.

Does Illinois give a trade-in tax credit?

Yes. Illinois taxes the selling price minus your trade-in value. Trading in a $10,000 vehicle on a $35,000 purchase cuts the taxable amount to $25,000 and saves $625 in sales tax.

What is the doc fee cap in Illinois?

Illinois caps dealer documentation fees at $377.63. Capped at $377.63 for 2026 (adjusted annually for inflation)

How much are taxes and fees on a $35,000 car in Illinois?

Using 2026 statewide figures — $2,187.50 in sales tax, a $150 title fee, about $151 in registration, and a typical $377.63 doc fee — taxes and fees add about $2,866.13 (8.2%), for an out-the-door total of roughly $37,866.13. Local taxes can move that number.

Do I need a vehicle inspection or emissions test in Illinois?

No statewide safety inspection; emissions testing applies only in the Chicago metro and Metro-East St. Louis counties, and out-of-state vehicles need a VIN verification at titling.

More OTD Calculators

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Sources & Data

Illinois tax, title, registration, and doc fee data compiled from state DMV and Department of Revenue publications; last reviewed . Estimates use the statewide rate — local taxes and value-based fees vary by address and vehicle. Always confirm against your dealer's written, itemized quote.

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