Indiana Out the Door Price Calculator

Indiana charges a 7% sales tax on vehicle purchases. On a $35,000 car, taxes and fees add about $2,989.85 (8.5%), for an out-the-door price of roughly $37,989.85. A trade-in reduces the taxable amount — a $10,000 trade saves $700 in tax. Dealer doc fees are not capped by the state.

2026 Indiana rates · state data last reviewed August 18, 2026

Example: OTD Price on a $35,000 Car in Indiana

Indiana charges a flat 7% state sales tax on vehicles with no local add-on anywhere in the state; private-party buyers pay 7% to the BMV at registration on the greater of price or fair-market value.

Selling Price$35,000
sales tax (7%)$2,450
Title Fee$15
Registration Fee$25.85
Documentation Fee (typical; no state cap)$499
Out the Door Price$37,989.85

Taxes and fees add $2,989.85 (8.5%) on top of the selling price in Indiana at the statewide rate. Trading in a $10,000 vehicle would drop the taxable amount to $25,000 and save another $700 in sales tax.

Calculate Your Indiana OTD Price

Enter Your Details

$

The negotiated price (not MSRP)

Indiana charges a flat 7% state sales tax on vehicles with no local add-on anywhere in the state; private-party buyers pay 7% to the BMV at registration on the greater of price or fair-market value.

%

Extra city/county tax where it applies (0-3% typical; some states have none)

$

Pre-filled from Indiana DMV data: registration $21.35-$30.35; title $15

$

No state cap in Indiana — negotiable

$

Reduces the taxable amount in this state

$

Reduce the final price (in most states they do not reduce the taxable amount)

No add-ons added

Paint protection, nitrogen, VIN etching, etc.

Your Out the Door Price

Selling Price$35,000
Sales Tax (7.00%)$2,450
Registration & Title$41
Doc Fee$499

Out the Door Price

$37,990

This is an estimate using Indiana's statewide rate. Actual OTD may vary with local taxes and dealer fees — always get a written, itemized quote from the dealer.

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Indiana Car Taxes & Fees (2026)

sales tax7%Indiana charges a flat 7% state sales tax on vehicles with no local add-on anywhere in the state; private-party buyers pay 7% to the BMV at registration on the greater of price or fair-market value.
Trade-in tax credit YesA $10,000 trade-in on a $35,000 car saves $700 in tax.
Doc feeNo state cap (calculator default $499)No state cap on doc fees
Title fee$15
Registration fee$21.35-$30.35
Inspection & emissionsNo safety inspection · emissions testing in some/all areasNo statewide safety inspection; emissions testing is required only in Lake and Porter counties, and any vehicle not previously titled in Indiana gets a VIN inspection at the BMV.

Full fee reference with negotiation tips: Indiana car buying costs

Indiana OTD Price Questions

What is the sales tax on a car in Indiana?

Vehicle purchases in Indiana are subject to a 7% sales tax. Indiana charges a flat 7% state sales tax on vehicles with no local add-on anywhere in the state; private-party buyers pay 7% to the BMV at registration on the greater of price or fair-market value. On a $35,000 purchase that works out to $2,450 at the statewide rate.

Does Indiana give a trade-in tax credit?

Yes. Indiana taxes the selling price minus your trade-in value. Trading in a $10,000 vehicle on a $35,000 purchase cuts the taxable amount to $25,000 and saves $700 in sales tax.

What is the doc fee cap in Indiana?

Indiana has no state-mandated cap on dealer documentation fees. No state cap on doc fees

How much are taxes and fees on a $35,000 car in Indiana?

Using 2026 statewide figures — $2,450 in sales tax, a $15 title fee, about $25.85 in registration, and a typical $499 doc fee — taxes and fees add about $2,989.85 (8.5%), for an out-the-door total of roughly $37,989.85. Local taxes can move that number.

Do I need a vehicle inspection or emissions test in Indiana?

No statewide safety inspection; emissions testing is required only in Lake and Porter counties, and any vehicle not previously titled in Indiana gets a VIN inspection at the BMV.

More OTD Calculators

All-states OTD calculatorIllinois OTD calculatorOhio OTD calculatorMichigan OTD calculatorKentucky OTD calculatorIndiana fees reference

Sources & Data

Indiana tax, title, registration, and doc fee data compiled from state DMV and Department of Revenue publications; last reviewed . Estimates use the statewide rate — local taxes and value-based fees vary by address and vehicle. Always confirm against your dealer's written, itemized quote.

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