Best Subaru Lease Deals — November 2026
The lowest Subaru money factor on record right now is 0.00008 on the Uncharted — a 0.19% APR equivalent with a 47% residual. On the cash side, the Trailseeker carries $1,500 in active lease-support incentives.
By the CarWhere Research Team · Live manufacturer program data · Updated daily
Subaru money factors on record
The money factor is the lease's interest rate (× 2400 = APR). Dealers can mark it up over the program rate — these are the numbers a quote has to beat.
| Model | Money factor | APR equiv. | Residual | Term |
|---|---|---|---|---|
| 2027 Subaru Uncharted Premium | 0.00008 | 0.19% | 47% | 36 mo |
| 2026 Subaru Impreza Sport | 0.00016 | 0.38% | 57% | 36 mo |
| 2027 Subaru Ascent Premium | 0.00025 | 0.60% | 63% | 36 mo |
| 2026 Subaru Outback Premium | 0.00032 | 0.77% | 60% | 36 mo |
| 2027 Subaru Solterra Premium | 0.00032 | 0.77% | 50% | 36 mo |
| 2026 Subaru Crosstrek Base | 0.00066 | 1.58% | 63% | 36 mo |
| 2027 Subaru Trailseeker Premium | 0.00070 | 1.68% | 53% | 36 mo |
| 2026 Subaru Wrx Base | 0.00139 | 3.34% | 63% | 36 mo |
| 2026 Subaru Forester Premium | 0.00169 | 4.06% | 64% | 36 mo |
| 2027 Subaru Brz Limited | 0.00199 | 4.78% | 62% | 36 mo |
Active Subaru lease-support incentives
| Model | Total incentive value | Programs | Avg payment (verified) |
|---|---|---|---|
| 2027 Subaru Trailseeker | $1,500 | 1 | — |
| 2027 Subaru Uncharted | $1,500 | 1 | — |
| 2027 Subaru Solterra | $1,500 | 1 | — |
| 2026 Subaru Outback | $0 | 1 | — |
| 2026 Subaru Forester | $0 | 1 | — |
| 2027 Subaru Crosstrek | $0 | 4 | — |
| 2026 Subaru Ascent | $0 | 2 | — |
| 2026 Subaru Impreza | $0 | 1 | — |
| 2027 Subaru Brz | $0 | 1 | — |
| 2026 Subaru Wrx | $0 | 1 | — |
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FAQ
What is a good money factor on a Subaru lease?
Anything at or near 0.00008 (0.19% APR equivalent) — the best Subaru number currently on record, on the Uncharted. Multiply a quoted money factor by 2400 to convert it to APR; if the dealer quotes higher than the program rate, that markup is negotiable.
Which Subaru models have lease deals right now?
Trailseeker ($1,500 in incentives), Uncharted ($1,500 in incentives), Solterra ($1,500 in incentives), Outback ($0 in incentives) lead the active programs as of November 2026. Programs change monthly — the tables above reflect the live feed.
Why do money factors matter more than the advertised payment?
The advertised payment bundles the vehicle price, residual, money factor, and due-at-signing into one number — which hides a marked-up money factor. Negotiate the vehicle price and verify the money factor separately; a 0.0004 markup on a $40,000 lease costs roughly $500 over 36 months.
Where does this data come from?
Manufacturer incentive and lease-program feeds tracked by CarWhere, refreshed continuously; this page regenerates daily. Figures are program-level — your region and credit tier set the final numbers, so use these as the benchmark the dealer quote has to beat.