2026 Honda Pilot Lease Deals (November 2026): $419/mo
The current advertised 2026 Honda Pilot lease offer is $419/mo for 36 months with $4,499 due at signing and 10,000 miles a year on the EX-L (in the California region), valid through January 4, 2027. The program money factor is 0.00215 (5.16% APR equivalent) with a 63% residual. Across 2 trim and region offers on record, payments run $419–$429/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 8, 2026
- Monthly
- $419/mo
- Term
- 36 months
- Due at signing
- $4,499
- Miles / year
- 10,000
- Money factor
- 0.00215
- Residual
- 63%
- Region
- California
- Offer ends
- January 4, 2027
Honda Pilot lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Pilot EX-L | Illinois, Pennsylvania, Florida, California, and New York | $419 | 36 mo | $4,499 | 10,000 | 0.00215 | 63% | January 4, 2027 |
| 2026 Pilot EX-L | Georgia, Texas, and Washington | $429 | 36 mo | $4,499 | 10,000 | 0.00215 | 63% | January 4, 2027 |
Regions on record: Illinois, Pennsylvania, Florida, California, New York, Georgia, Texas, and Washington.
How to tell if a Pilot lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $19,164 over 36 months ($4,499 at signing plus the remaining payments) — $532/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00215 (5.16% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 63% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Pilot lease deal right now?
As of November 2026, $419/mo for 36 months with $4,499 due at signing on the 2026 Honda Pilot EX-L (in the California region), through January 4, 2027. Spread over the term that is about $532/mo all-in before taxes and fees.
What is the money factor on a Pilot lease?
0.00215 on the current program — a 5.16% APR equivalent (money factor × 2400), with a 63% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Pilot?
The advertised Pilot offers on record ask $4,499–$4,499 due at signing. Rolling $4,499 into a 36-month lease adds roughly $125/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $532/mo.
When does the current Pilot lease offer end?
The headline offer is valid through January 4, 2027. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.