2026 Honda Ridgeline Lease Deals (November 2026): $379/mo
The current advertised 2026 Honda Ridgeline lease offer is $379/mo for 36 months with $4,299 due at signing and 10,000 miles a year on the RTL (in the California region), valid through January 4, 2027. The program money factor is 0.00131 (3.14% APR equivalent) with a 61% residual. Across 2 trim and region offers on record, payments run $379–$419/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 8, 2026
- Monthly
- $379/mo
- Term
- 36 months
- Due at signing
- $4,299
- Miles / year
- 10,000
- Money factor
- 0.00131
- Residual
- 61%
- Region
- California
- Offer ends
- January 4, 2027
Honda Ridgeline lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Ridgeline RTL | Texas, Pennsylvania, California, Washington, New York, Florida, and Georgia | $379 | 36 mo | $4,299 | 10,000 | 0.00131 | 61% | January 4, 2027 |
| 2026 Ridgeline RTL | Illinois | $419 | 36 mo | $4,299 | 10,000 | 0.00131 | 61% | January 4, 2027 |
Regions on record: Texas, Pennsylvania, California, Washington, New York, Florida, Georgia, and Illinois.
How to tell if a Ridgeline lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $17,564 over 36 months ($4,299 at signing plus the remaining payments) — $488/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00131 (3.14% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 61% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $1,500 in Honda lease support is active on the Ridgeline; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Ridgeline lease deal right now?
As of November 2026, $379/mo for 36 months with $4,299 due at signing on the 2026 Honda Ridgeline RTL (in the California region), through January 4, 2027. Spread over the term that is about $488/mo all-in before taxes and fees.
What is the money factor on a Ridgeline lease?
0.00131 on the current program — a 3.14% APR equivalent (money factor × 2400), with a 61% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Ridgeline?
The advertised Ridgeline offers on record ask $4,299–$4,299 due at signing. Rolling $4,299 into a 36-month lease adds roughly $119/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $488/mo.
When does the current Ridgeline lease offer end?
The headline offer is valid through January 4, 2027. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.