2026 Honda Civic Lease Deals (November 2026): $199/mo
The current advertised 2026 Honda Civic lease offer is $199/mo for 39 months with $4,299 due at signing and 10,000 miles a year on the LX (in the California region), valid through November 30, 2026. The program money factor is 0.00208 (4.99% APR equivalent) with a 64% residual. Across 5 trim and region offers on record, payments run $199–$259/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 8, 2026
- Monthly
- $199/mo
- Term
- 39 months
- Due at signing
- $4,299
- Miles / year
- 10,000
- Money factor
- 0.00208
- Residual
- 64%
- Region
- California
- Offer ends
- November 30, 2026
Honda Civic lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Civic LX | Washington, Georgia, Texas, New York, California, Florida, and Pennsylvania | $199 | 39 mo | $4,299 | 10,000 | 0.00208 | 64% | November 30, 2026 |
| 2026 Civic LX | Illinois | $209 | 39 mo | $4,299 | 10,000 | 0.00208 | 64% | November 30, 2026 |
| 2026 Civic Sport Hybrid | California, New York, Washington, Georgia, Pennsylvania, Florida, and Texas | $249 | 39 mo | $3,999 | 10,000 | 0.00208 | 68% | November 30, 2026 |
| 2026 Civic Hybrid | Texas, California, Pennsylvania, Georgia, Washington, Florida, Illinois, and New York | $259 | 39 mo | $3,999 | 10,000 | 0.00208 | 68% | November 30, 2026 |
| 2027 Civic Sport Hybrid | Illinois | $259 | 36 mo | $4,199 | 10,000 | 0.00250 | 69% | January 4, 2027 |
Regions on record: Washington, Georgia, Texas, New York, California, Florida, Pennsylvania, and Illinois.
How to tell if a Civic lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $11,861 over 39 months ($4,299 at signing plus the remaining payments) — $304/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00208 (4.99% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 64% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $500 in Honda lease support is active on the Civic; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Civic lease deal right now?
As of November 2026, $199/mo for 39 months with $4,299 due at signing on the 2026 Honda Civic LX (in the California region), through November 30, 2026. Spread over the term that is about $304/mo all-in before taxes and fees.
What is the money factor on a Civic lease?
0.00208 on the current program — a 4.99% APR equivalent (money factor × 2400), with a 64% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Civic?
The advertised Civic offers on record ask $3,999–$4,299 due at signing. Rolling $4,299 into a 39-month lease adds roughly $110/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $304/mo.
When does the current Civic lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.