Best Honda Lease Deals — November 2026
The lowest Honda money factor on record right now is 0.00131 on the Ridgeline — a 3.14% APR equivalent with a 61% residual. On the cash side, the Ridgeline carries $1,500 in active lease-support incentives.
By the CarWhere Research Team · Live manufacturer program data · Updated daily
Honda money factors on record
The money factor is the lease's interest rate (× 2400 = APR). Dealers can mark it up over the program rate — these are the numbers a quote has to beat.
| Model | Money factor | APR equiv. | Residual | Term |
|---|---|---|---|---|
| 2026 Honda Ridgeline RTL | 0.00131 | 3.14% | 61% | 36 mo |
| 2027 Honda Odyssey EX-L | 0.00200 | 4.80% | 63% | 36 mo |
| 2026 Honda Accord LX | 0.00204 | 4.90% | 61% | 36 mo |
| 2026 Honda Civic Hatchback Sport | 0.00208 | 4.99% | 66% | 39 mo |
| 2026 Honda Civic LX | 0.00208 | 4.99% | 64% | 39 mo |
| 2026 Honda Pilot EX-L | 0.00215 | 5.16% | 63% | 36 mo |
| 2026 Honda Passport RTL | 0.00226 | 5.42% | 63% | 36 mo |
| 2027 Honda CR-V Sport | 0.00235 | 5.64% | 68% | 39 mo |
| 2027 Honda HR-V LX | 0.00265 | 6.36% | 67% | 36 mo |
Active Honda lease-support incentives
| Model | Total incentive value | Programs | Avg payment (verified) |
|---|---|---|---|
| 2026 Honda Ridgeline | $1,500 | 3 | — |
| 2026 Honda Accord | $750 | 6 | $146/mo (2 deals) |
| 2026 Honda Odyssey | $1,250 | 4 | — |
| 2027 Honda CR-V | $750 | 12 | — |
| 2026 Honda Civic Hatchback | $500 | 8 | — |
| 2027 Honda Civic | $500 | 12 | — |
| 2026 Honda Prologue | $2,000 | 1 | — |
| 2025 Honda All Vehicles | $500 | 2 | — |
| 2027 Honda HR-V | $0 | 2 | — |
| 2026 Honda Pilot | $0 | 2 | $509/mo (1 deals) |
| 2027 Honda Passport | $0 | 2 | — |
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FAQ
What is a good money factor on a Honda lease?
Anything at or near 0.00131 (3.14% APR equivalent) — the best Honda number currently on record, on the Ridgeline. Multiply a quoted money factor by 2400 to convert it to APR; if the dealer quotes higher than the program rate, that markup is negotiable.
Which Honda models have lease deals right now?
Ridgeline ($1,500 in incentives), Accord ($750 in incentives), Odyssey ($1,250 in incentives), CR-V ($750 in incentives) lead the active programs as of November 2026. Programs change monthly — the tables above reflect the live feed.
Why do money factors matter more than the advertised payment?
The advertised payment bundles the vehicle price, residual, money factor, and due-at-signing into one number — which hides a marked-up money factor. Negotiate the vehicle price and verify the money factor separately; a 0.0004 markup on a $40,000 lease costs roughly $500 over 36 months.
Where does this data come from?
Manufacturer incentive and lease-program feeds tracked by CarWhere, refreshed continuously; this page regenerates daily. Figures are program-level — your region and credit tier set the final numbers, so use these as the benchmark the dealer quote has to beat.