2026 Lexus IS Lease Deals (November 2026): $429/mo
The current advertised 2026 Lexus IS lease offer is $429/mo for 42 months with $4,999 due at signing and 10,000 miles a year on the 350 F SPORT DESIGN (in the California region), valid through November 30, 2026. The program money factor is 0.00275 (6.60% APR equivalent) with a 69% residual. Across 5 trim and region offers on record, payments run $429–$529/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $429/mo
- Term
- 42 months
- Due at signing
- $4,999
- Miles / year
- 10,000
- Money factor
- 0.00275
- Residual
- 69%
- Region
- California
- Offer ends
- November 30, 2026
Lexus IS lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 IS 350 F SPORT DESIGN | California and Washington | $429 | 42 mo | $4,999 | 10,000 | 0.00275 | 69% | November 30, 2026 |
| 2026 IS 350 F SPORT DESIGN | Texas, Florida, and Georgia | $449 | 42 mo | $3,999 | 10,000 | 0.00250 | 69% | November 30, 2026 |
| 2026 IS 350 F SPORT | Georgia, Texas, and Florida | $479 | 42 mo | $3,999 | 10,000 | 0.00235 | 67% | November 30, 2026 |
| 2026 IS 350 F SPORT DESIGN | Illinois | $489 | 42 mo | $4,999 | 10,000 | 0.00275 | 67% | November 30, 2026 |
| 2026 IS 350 F SPORT DESIGN | Pennsylvania and New York | $529 | 42 mo | $3,999 | 10,000 | 0.00275 | 67% | November 30, 2026 |
Regions on record: California, Washington, Texas, Florida, Georgia, Illinois, Pennsylvania, and New York.
How to tell if a IS lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $22,588 over 42 months ($4,999 at signing plus the remaining payments) — $538/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00275 (6.60% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 69% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best IS lease deal right now?
As of November 2026, $429/mo for 42 months with $4,999 due at signing on the 2026 Lexus IS 350 F SPORT DESIGN (in the California region), through November 30, 2026. Spread over the term that is about $538/mo all-in before taxes and fees.
What is the money factor on a IS lease?
0.00275 on the current program — a 6.60% APR equivalent (money factor × 2400), with a 69% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the IS?
The advertised IS offers on record ask $3,999–$4,999 due at signing. Rolling $4,999 into a 42-month lease adds roughly $119/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $538/mo.
When does the current IS lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.