Best Lexus Lease Deals — November 2026
The lowest Lexus money factor on record right now is 0.00125 on the Nx — a 3.00% APR equivalent with a 63% residual. On the cash side, the Rz carries $3,500 in active lease-support incentives.
By the CarWhere Research Team · Live manufacturer program data · Updated daily
Lexus money factors on record
The money factor is the lease's interest rate (× 2400 = APR). Dealers can mark it up over the program rate — these are the numbers a quote has to beat.
| Model | Money factor | APR equiv. | Residual | Term |
|---|---|---|---|---|
| 2026 Lexus Nx 350 | 0.00125 | 3.00% | 63% | 42 mo |
| 2026 Lexus Es Bev 500e Premium | 0.00140 | 3.36% | 52% | 42 mo |
| 2026 Lexus Es 350e Premium | 0.00140 | 3.36% | 52% | 42 mo |
| 2026 Lexus Nx Phev 450h+ Premium | 0.00155 | 3.72% | 61% | 42 mo |
| 2026 Lexus Tx 350 | 0.00180 | 4.32% | 64% | 42 mo |
| 2026 Lexus Ux Hybrid 300h | 0.00185 | 4.44% | 66% | 42 mo |
| 2026 Lexus Rx 350 | 0.00210 | 5.04% | 64% | 42 mo |
| 2026 Lexus Es Hybrid 350h Premium | 0.00250 | 6.00% | 59% | 42 mo |
| 2026 Lexus Rx Hybrid 350h Premium | 0.00260 | 6.24% | 65% | 42 mo |
| 2026 Lexus Rz 350e | 0.00270 | 6.48% | 50% | 36 mo |
| 2026 Lexus Nx Hybrid 350h Premium | 0.00270 | 6.48% | 66% | 42 mo |
| 2026 Lexus Is 350 F SPORT DESIGN | 0.00275 | 6.60% | 69% | 42 mo |
| 2026 Lexus LX 600 F SPORT HANDLING | 0.00325 | 7.80% | 65% | 36 mo |
| 2026 Lexus Gx Premium+ | 0.00325 | 7.80% | 74% | 36 mo |
Active Lexus lease-support incentives
| Model | Total incentive value | Programs | Avg payment (verified) |
|---|---|---|---|
| 2026 Lexus Rz | $3,500 | 7 | — |
| 2027 Lexus Rx | $1,000 | 10 | — |
| 2026 Lexus Tx | $1,000 | 4 | — |
| 2026 Lexus Rx Hybrid | $1,000 | 4 | — |
| 2026 Lexus Nx | $1,000 | 3 | — |
| 2026 Lexus Es | $1,000 | 1 | — |
| 2026 Lexus Es Hybrid | $1,000 | 5 | — |
| 2026 Lexus Es Bev | $3,500 | 6 | — |
| 2027 Lexus LX | $1,000 | 9 | — |
| 2026 Lexus Ux Hybrid | $1,000 | 3 | — |
| 2026 Lexus Tx Hybrid | $1,000 | 2 | — |
| 2027 Lexus Gx | $1,000 | 5 | — |
| 2026 Lexus Rx Phev | $1,000 | 2 | — |
| 2027 Lexus LX 600 | $1,000 | 1 | — |
| 2026 Lexus Nx Hybrid | $1,000 | 3 | — |
| 2026 Lexus Is | $1,000 | 5 | — |
| 2026 Lexus Nx Phev | $1,000 | 3 | — |
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FAQ
What is a good money factor on a Lexus lease?
Anything at or near 0.00125 (3.00% APR equivalent) — the best Lexus number currently on record, on the Nx. Multiply a quoted money factor by 2400 to convert it to APR; if the dealer quotes higher than the program rate, that markup is negotiable.
Which Lexus models have lease deals right now?
Rz ($3,500 in incentives), Rx ($1,000 in incentives), Tx ($1,000 in incentives), Rx Hybrid ($1,000 in incentives) lead the active programs as of November 2026. Programs change monthly — the tables above reflect the live feed.
Why do money factors matter more than the advertised payment?
The advertised payment bundles the vehicle price, residual, money factor, and due-at-signing into one number — which hides a marked-up money factor. Negotiate the vehicle price and verify the money factor separately; a 0.0004 markup on a $40,000 lease costs roughly $500 over 36 months.
Where does this data come from?
Manufacturer incentive and lease-program feeds tracked by CarWhere, refreshed continuously; this page regenerates daily. Figures are program-level — your region and credit tier set the final numbers, so use these as the benchmark the dealer quote has to beat.