Acura RDX Cost to Own

Name: Acura RDX 5-year cost to own
Creator: CarWhere Research
License: https://creativecommons.org/licenses/by/4.0/

By CarWhere Research · Updated November 6, 2026

A 2026 Acura RDX costs about $48,392 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $25,162 (47.7% of the median new price); fuel $16,820 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.

5-year total

$48,392

depreciation + fuel + insurance

Depreciation

$25,162

47.7% of new price

Fuel

$16,820

$3,364/yr

Insurance

$6,410

national average

5-year cost-to-own breakdown

Assumptions: 5 years, 15,000 miles a year (75,000 total), bought new. Every line shows its formula and source.

Acura RDX: 5-year cost lines
Line	5 years	Per year	How it’s calculated	Source
Depreciation	$25,162	$5,032	$52,750 median new price (2026) × 47.7% below new for 5-year-old (2021) listings	CarWhere depreciation study
Fuel	$16,820	$3,364	75,000 mi ÷ 23 MPG × $5.158/gal premium (median of 2 EPA versions)	EPA × EIA November 2, 2026
Insurance	$6,410	$1,282	U.S. average expenditure per insured car (2023) × 5 years. Not specific to the RDX.	NAIC, by state
Scheduled maintenance	See note	—	Acura Maintenance Program (1 year / 12,000 miles) is included; beyond its terms, the Acura schedule below applies. No manufacturer-published service prices.	Acura schedule
Registration and fees	Varies by state	—	State registration, title and taxes.	State title guides
Total	$48,392	$9,678	Depreciation + fuel + national-average insurance. Maintenance, repairs and fees not included.

Depreciation

New RDXs list for a median $52,750 (1,942 listings). In CarWhere’s used-market study, 2021 models (5 years old) list 47.7% below that, so a RDX loses about $25,162 in its first five years.

Model years used
Model year	Age	Median listing	Below new	Listings
2021	5	$27,590	47.7%	751

Fuel

The EPA rates the 2026 RDX at 23 MPG combined. At $5.158/gal premium (EIA, week of November 2, 2026), 75,000 miles cost about $16,820, or $3,364 a year.

EPA versions included: RDX AWD, RDX AWD A-SPEC.

Insurance

Insurance varies by driver, location and coverage. Across all insured cars, U.S. drivers spent an average of $1,282 a year in 2023 (NAIC); see car insurance cost by state for your state’s average.

Is the RDX expensive to maintain?

Acura's published oil-change interval: condition-based: Maintenance Minder calculates remaining oil life (shown as %); 'due soon' at 15%, 'due now' at 5%, negative distance once past due. Acura Maintenance Program: 1 year / 12,000 miles. We list the schedule rather than a dollar figure because Acura doesn't publish service prices.

For repair patterns owners report, see RDX known issues.

Acura Maintenance Program

Term: 1 year / 12,000 miles (listed as standard on every 2026 MDX and RDX trim).

Source: 2026 Acura MDX Specifications & Features (Acura News)

Oil changes

Normal: Condition-based: Maintenance Minder calculates remaining oil life (shown as %); 'due soon' at 15%, 'due now' at 5%, negative distance once past due. If no message appears within 12 months of the last reset, change oil yearly.

Severe or special conditions: No separate fixed severe interval — Maintenance Minder adjusts to operating conditions; specific severe-use footnotes listed under schedule.

Source: 2025 Acura MDX Owner's Manual — Maintenance Minder section

Acura scheduled maintenance (manufacturer schedule; items paraphrased)
Interval	Items	Source
Maintenance Minder main code A	Replace engine oil	2025 Acura MDX Owner's Manual — Maintenance Minder section
Maintenance Minder main code B	Replace engine oil and filter Inspect front and rear brakes Inspect tie rods, steering gearbox and boots, suspension, driveshaft boots, brake hoses/lines Inspect all fluid levels/condition, exhaust system, fuel lines Check tire repair kit bottle expiration (if equipped)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 1	Rotate tires	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 2	Replace engine air filter (every 15,000 miles in dusty conditions) Replace dust and pollen (cabin) filter (every 15,000 miles in high-soot urban areas) Inspect drive belt	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 3	Replace transmission fluid (and transfer fluid, if equipped)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 4	Replace spark plugs Inspect valve clearance (MDX 3.5L) MDX 3.5L: replace timing belt and inspect water pump (every 60,000 miles if regularly driven above 110°F, below -20°F, or towing)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 5	Replace engine coolant	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 6	Replace rear differential fluid (if equipped); for mountain/low-speed driving or towing, change at 7,500 miles then every 15,000 miles	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 7	Replace brake fluid; if no Minder prompt within 36 months of the last reset, replace every 3 years	2025 Acura MDX Owner's Manual — Maintenance Minder section
Tune-ups	Acura lists '100k +/- miles, no scheduled tune-ups' for 2026 MDX and RDX	2026 Acura MDX Specifications & Features (Acura News)

RDX-specific notes

2.0L turbo: Minder codes match MDX except no timing-belt item; valve clearance inspected under sub-code 4.
Premium 91-octane fuel recommended (2026 spec table).

Source: 2025 Acura RDX Owner's Manual — Maintenance Minder section

More RDX research

Frequently asked questions

How much does it cost to own a Acura RDX?

Is the RDX expensive to maintain?

Is the RDX expensive to insure?

Insurance varies by driver, location and coverage, and CarWhere doesn't publish model-specific premiums. Across all insured cars, U.S. drivers spent an average of $1,282 a year (NAIC, 2023), or $6,410 over 5 years; our state-by-state study shows the average where you live.

How much does a RDX depreciate in 5 years?

In CarWhere's used-market study, 5-year-old RDXs (model year 2021) list for 47.7% below the median new price of $52,750, about $25,162 of lost value.

How much does a RDX cost to fuel per year?

About $3,364 a year at 15,000 miles, based on the EPA rating of 23 MPG combined and $5.158/gal premium (EIA, week of November 2, 2026).

Sources and method

Formula: 5-year total = depreciation (median new price × % below new at age 5) + fuel (75,000 mi ÷ EPA combined MPG × EIA national price, or kWh/100 mi × EIA residential rate for EVs) + insurance (NAIC national average expenditure × 5). Lines without a citable source are left blank.

CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
2025 Acura MDX Owner's Manual — Maintenance Minder section — Acura (opened 2026-11-06)
2025 Acura RDX Owner's Manual — Maintenance Minder section — Acura (opened 2026-11-06)
2026 Acura MDX Specifications & Features (Acura News) — Acura (opened 2026-11-06)
2026 Acura RDX Specifications & Features (Acura News) — Acura (opened 2026-11-06)