Jeep Compass Cost to Own
By CarWhere Research · Updated
A 2026 Jeep Compass costs about $37,712 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $19,322 (53.8% of the median new price); fuel $11,980 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
5-year total
$37,712
depreciation + fuel + insurance
Depreciation
$19,322
53.8% of new price
Fuel
$11,980
$2,396/yr
Insurance
$6,410
national average
5-year cost-to-own breakdown
Assumptions: 5 years, 15,000 miles a year (75,000 total), bought new. Every line shows its formula and source.
| Line | 5 years | Per year | How it’s calculated | Source |
|---|---|---|---|---|
| Depreciation | $19,322 | $3,864 | $35,914 median new price (2026) × 53.8% below new for 5-year-old (2021) listings | CarWhere depreciation study |
| Fuel | $11,980 | $2,396 | 75,000 mi ÷ 26 MPG × $4.153/gal regular | EPA × EIA November 2, 2026 |
| Insurance | $6,410 | $1,282 | U.S. average expenditure per insured car (2023) × 5 years. Not specific to the Compass. | NAIC, by state |
| Scheduled maintenance | Not priced | — | Intervals and items from the Jeep schedule below. No manufacturer-published service prices. | Jeep schedule |
| Registration and fees | Varies by state | — | State registration, title and taxes. | State title guides |
| Total | $37,712 | $7,542 | Depreciation + fuel + national-average insurance. Maintenance, repairs and fees not included. | |
Depreciation
New Compasss list for a median $35,914 (16,873 listings). In CarWhere’s used-market study, 2021 models (5 years old) list 53.8% below that, so a Compass loses about $19,322 in its first five years.
| Model year | Age | Median listing | Below new | Listings |
|---|---|---|---|---|
| 2021 | 5 | $16,590 | 53.8% | 1,149 |
Fuel
The EPA rates the 2026 Compass at 26 MPG combined. At $4.153/gal regular (EIA, week of November 2, 2026), 75,000 miles cost about $11,980, or $2,396 a year.
EPA versions included: Compass 4WD.
Insurance
Insurance varies by driver, location and coverage. Across all insured cars, U.S. drivers spent an average of $1,282 a year in 2023 (NAIC); see car insurance cost by state for your state’s average.
Is the Compass expensive to maintain?
Jeep's published oil-change interval: per automatic oil change indicator; service within 500 miles of the 'Oil Change Required' message. For the Compass: oil per indicator, max 10,000 mi or one year.; cabin filter every 12,000 mi; engine air filter every 30,000 mi; spark plugs every 60,000 mi.. We list the schedule rather than a dollar figure because Jeep doesn't publish service prices.
For repair patterns owners report, see Compass known issues.
Oil changes
Normal: Per automatic oil change indicator; service within 500 miles of the 'Oil Change Required' message. Never exceed 10,000 miles, 12 months (one year), or 350 engine hours, whichever comes first (2.0L, 3.6L, hybrid).
Severe or special conditions: Indicator adjusts for short trips, towing, temperature extremes and E85. Wrangler 6.4L: max 6,000 miles or 6 months; severe-duty (dusty/off-road/idle) oil change at 4,000 miles or 350 hours.
Oil: 2.0L turbo: full synthetic SAE 5W-30 (MS-13340, API SP/GF-6A). 3.6L: full synthetic SAE 0W-20 (MS-6395). 6.4L: full synthetic SAE 0W-40.
Source:
| Interval | Items | Source |
|---|---|---|
| Every oil change (per indicator) |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 10,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 12,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 20,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 30,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 60,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Every 100,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| Transfer case fluid |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
| 10 years or 150,000 miles |
| 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) |
Compass-specific notes
- 2.0L turbo, full synthetic 5W-30.
- Oil per indicator, max 10,000 mi or one year.
- Cabin filter every 12,000 mi; engine air filter every 30,000 mi; spark plugs every 60,000 mi.
- Coolant 10 years/150,000 mi; PCV valve inspection at 140,000 mi.
Source: 2025 Jeep Compass Owner Handbook — Scheduled Servicing
More Compass research
Frequently asked questions
How much does it cost to own a Jeep Compass?
A 2026 Jeep Compass costs about $37,712 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $19,322 (53.8% of the median new price); fuel $11,980 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
Is the Compass expensive to maintain?
Jeep's published oil-change interval: per automatic oil change indicator; service within 500 miles of the 'Oil Change Required' message. For the Compass: oil per indicator, max 10,000 mi or one year.; cabin filter every 12,000 mi; engine air filter every 30,000 mi; spark plugs every 60,000 mi.. We list the schedule rather than a dollar figure because Jeep doesn't publish service prices.
Is the Compass expensive to insure?
Insurance varies by driver, location and coverage, and CarWhere doesn't publish model-specific premiums. Across all insured cars, U.S. drivers spent an average of $1,282 a year (NAIC, 2023), or $6,410 over 5 years; our state-by-state study shows the average where you live.
How much does a Compass depreciate in 5 years?
In CarWhere's used-market study, 5-year-old Compasss (model year 2021) list for 53.8% below the median new price of $35,914, about $19,322 of lost value.
How much does a Compass cost to fuel per year?
About $2,396 a year at 15,000 miles, based on the EPA rating of 26 MPG combined and $4.153/gal regular (EIA, week of November 2, 2026).
Sources and method
Formula: 5-year total = depreciation (median new price × % below new at age 5) + fuel (75,000 mi ÷ EPA combined MPG × EIA national price, or kWh/100 mi × EIA residential rate for EVs) + insurance (NAIC national average expenditure × 5). Lines without a citable source are left blank.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- 2025 Jeep Grand Cherokee Owner Handbook — Scheduled Servicing (Gas) — Jeep (opened 2026-11-06)
- 2026 Jeep Wrangler Owner's Manual — Scheduled Servicing / Maintenance Plans — Jeep (opened 2026-11-06)
- 2025 Jeep Compass Owner Handbook — Scheduled Servicing — Jeep (opened 2026-11-06)