2026 Hyundai IONIQ 5 Lease Deals (November 2026): $349/mo
The current advertised 2026 Hyundai IONIQ 5 lease offer is $349/mo for 24 months with $4,999 due at signing and 12,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00221 (5.30% APR equivalent) with a 57% residual. Across 4 trim and region offers on record, payments run $349–$479/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $349/mo
- Term
- 24 months
- Due at signing
- $4,999
- Miles / year
- 12,000
- Money factor
- 0.00221
- Residual
- 57%
- Region
- California
- Offer ends
- November 30, 2026
Hyundai IONIQ 5 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 IONIQ 5 SE | Illinois, New York, California, Georgia, Florida, Texas, Pennsylvania, and Washington | $349 | 24 mo | $4,999 | 12,000 | 0.00221 | 57% | November 30, 2026 |
| 2026 IONIQ 5 SEL | New York, Florida, Pennsylvania, California, Georgia, Washington, Illinois, and Texas | $389 | 24 mo | $4,999 | 12,000 | 0.00223 | 57% | November 30, 2026 |
| 2026 IONIQ 5 Limited | Pennsylvania, Texas, Illinois, New York, California, Washington, Georgia, and Florida | $479 | 24 mo | $4,999 | 12,000 | 0.00216 | 60% | November 30, 2026 |
| 2026 IONIQ 5 XRT | California, Texas, Pennsylvania, Florida, Illinois, Washington, New York, and Georgia | $479 | 24 mo | $4,999 | 12,000 | 0.00224 | 61% | November 30, 2026 |
Regions on record: Illinois, New York, California, Georgia, Florida, Texas, Pennsylvania, and Washington.
How to tell if a IONIQ 5 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $13,026 over 24 months ($4,999 at signing plus the remaining payments) — $543/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00221 (5.30% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 57% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $3,500 in Hyundai lease support is active on the IONIQ 5; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best IONIQ 5 lease deal right now?
As of November 2026, $349/mo for 24 months with $4,999 due at signing on the 2026 Hyundai IONIQ 5 SE (in the California region), through November 30, 2026. Spread over the term that is about $543/mo all-in before taxes and fees.
What is the money factor on a IONIQ 5 lease?
0.00221 on the current program — a 5.30% APR equivalent (money factor × 2400), with a 57% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the IONIQ 5?
The advertised IONIQ 5 offers on record ask $4,999–$4,999 due at signing. Rolling $4,999 into a 24-month lease adds roughly $208/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $543/mo.
When does the current IONIQ 5 lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.