2026 Hyundai Santa Cruz Lease Deals (November 2026): $339/mo
The current advertised 2026 Hyundai Santa Cruz lease offer is $339/mo for 36 months with $3,999 due at signing and 10,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00247 (5.93% APR equivalent) with a 59% residual. Across 5 trim and region offers on record, payments run $339–$569/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $339/mo
- Term
- 36 months
- Due at signing
- $3,999
- Miles / year
- 10,000
- Money factor
- 0.00247
- Residual
- 59%
- Region
- California
- Offer ends
- November 30, 2026
Hyundai Santa Cruz lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Santa Cruz SE | Florida, Washington, Georgia, Illinois, New York, California, Pennsylvania, and Texas | $339 | 36 mo | $3,999 | 10,000 | 0.00247 | 59% | November 30, 2026 |
| 2026 Santa Cruz SEL | Illinois, Washington, Georgia, Texas, New York, Pennsylvania, Florida, and California | $379 | 36 mo | $3,999 | 10,000 | 0.00242 | 58% | November 30, 2026 |
| 2026 Santa Cruz SEL Activity | Texas, Georgia, Washington, Illinois, Pennsylvania, New York, California, and Florida | $449 | 36 mo | $3,999 | 10,000 | 0.00249 | 57% | November 30, 2026 |
| 2026 Santa Cruz XRT | Texas, Illinois, Washington, Georgia, Pennsylvania, California, New York, and Florida | $559 | 36 mo | $3,999 | 10,000 | 0.00243 | 59% | November 30, 2026 |
| 2026 Santa Cruz Limited | Texas, Washington, Illinois, California, Georgia, Pennsylvania, Florida, and New York | $569 | 36 mo | $3,999 | 10,000 | 0.00244 | 60% | November 30, 2026 |
Regions on record: Florida, Washington, Georgia, Illinois, New York, California, Pennsylvania, and Texas.
How to tell if a Santa Cruz lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $15,864 over 36 months ($3,999 at signing plus the remaining payments) — $441/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00247 (5.93% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 59% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Santa Cruz lease deal right now?
As of November 2026, $339/mo for 36 months with $3,999 due at signing on the 2026 Hyundai Santa Cruz SE (in the California region), through November 30, 2026. Spread over the term that is about $441/mo all-in before taxes and fees.
What is the money factor on a Santa Cruz lease?
0.00247 on the current program — a 5.93% APR equivalent (money factor × 2400), with a 59% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Santa Cruz?
The advertised Santa Cruz offers on record ask $3,999–$3,999 due at signing. Rolling $3,999 into a 36-month lease adds roughly $111/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $441/mo.
When does the current Santa Cruz lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.