2026 Hyundai Santa Fe Lease Deals (November 2026): $309/mo
The current advertised 2026 Hyundai Santa Fe lease offer is $309/mo for 36 months with $3,999 due at signing and 10,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00250 (6.00% APR equivalent) with a 58% residual. Across 7 trim and region offers on record, payments run $309–$509/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $309/mo
- Term
- 36 months
- Due at signing
- $3,999
- Miles / year
- 10,000
- Money factor
- 0.00250
- Residual
- 58%
- Region
- California
- Offer ends
- November 30, 2026
Hyundai Santa Fe lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Santa Fe SE | Illinois, New York, California, Georgia, Florida, Texas, Pennsylvania, and Washington | $309 | 36 mo | $3,999 | 10,000 | 0.00250 | 58% | November 30, 2026 |
| 2026 Santa Fe SEL | Washington, California, New York, Illinois, Pennsylvania, Texas, Georgia, and Florida | $349 | 36 mo | $3,999 | 10,000 | 0.00251 | 62% | November 30, 2026 |
| 2026 Santa Fe XRT | Florida, Texas, Georgia, Washington, Pennsylvania, Illinois, California, and New York | $419 | 36 mo | $3,999 | 10,000 | 0.00251 | 59% | November 30, 2026 |
| 2026 Santa Fe Limited | California, New York, Pennsylvania, and Florida | $449 | 36 mo | $3,999 | 10,000 | 0.00251 | 56% | November 30, 2026 |
| 2026 Santa Fe Calligraphy | Georgia, Washington, Texas, and Illinois | $489 | 36 mo | $3,999 | 10,000 | 0.00251 | 61% | November 30, 2026 |
| 2026 Santa Fe Calligraphy | New York, Pennsylvania, California, and Florida | $509 | 36 mo | $3,999 | 10,000 | 0.00251 | 61% | November 30, 2026 |
| 2026 Santa Fe Limited | Texas, Washington, Illinois, and Georgia | $509 | 36 mo | $3,999 | 10,000 | 0.00246 | 58% | November 30, 2026 |
Regions on record: Illinois, New York, California, Georgia, Florida, Texas, Pennsylvania, and Washington.
How to tell if a Santa Fe lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $14,814 over 36 months ($3,999 at signing plus the remaining payments) — $412/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00250 (6.00% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 58% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Make sure lease cash is applied. Up to $1,500 in Hyundai lease support is active on the Santa Fe; it should reduce the capitalized cost line on the worksheet.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Santa Fe lease deal right now?
As of November 2026, $309/mo for 36 months with $3,999 due at signing on the 2026 Hyundai Santa Fe SE (in the California region), through November 30, 2026. Spread over the term that is about $412/mo all-in before taxes and fees.
What is the money factor on a Santa Fe lease?
0.00250 on the current program — a 6.00% APR equivalent (money factor × 2400), with a 58% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Santa Fe?
The advertised Santa Fe offers on record ask $3,999–$3,999 due at signing. Rolling $3,999 into a 36-month lease adds roughly $111/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $412/mo.
When does the current Santa Fe lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.