2026 Hyundai IONIQ 9 Lease Deals (November 2026): $449/mo
The current advertised 2026 Hyundai IONIQ 9 lease offer is $449/mo for 36 months with $4,999 due at signing and 10,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00161 (3.86% APR equivalent) with a 52% residual. Across 2 trim and region offers on record, payments run $449–$729/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $449/mo
- Term
- 36 months
- Due at signing
- $4,999
- Miles / year
- 10,000
- Money factor
- 0.00161
- Residual
- 52%
- Region
- California
- Offer ends
- November 30, 2026
Hyundai IONIQ 9 lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 IONIQ 9 SE | Washington, Georgia, Illinois, Florida, Pennsylvania, New York, California, and Texas | $449 | 36 mo | $4,999 | 10,000 | 0.00161 | 52% | November 30, 2026 |
| 2026 IONIQ 9 Calligraphy Design | Texas, Georgia, Illinois, Washington, Florida, California, Pennsylvania, and New York | $729 | 36 mo | $4,999 | 10,000 | 0.00196 | 51% | November 30, 2026 |
Regions on record: Washington, Georgia, Illinois, Florida, Pennsylvania, New York, California, and Texas.
How to tell if a IONIQ 9 lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $20,714 over 36 months ($4,999 at signing plus the remaining payments) — $575/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00161 (3.86% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 52% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best IONIQ 9 lease deal right now?
As of November 2026, $449/mo for 36 months with $4,999 due at signing on the 2026 Hyundai IONIQ 9 SE (in the California region), through November 30, 2026. Spread over the term that is about $575/mo all-in before taxes and fees.
What is the money factor on a IONIQ 9 lease?
0.00161 on the current program — a 3.86% APR equivalent (money factor × 2400), with a 52% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the IONIQ 9?
The advertised IONIQ 9 offers on record ask $4,999–$4,999 due at signing. Rolling $4,999 into a 36-month lease adds roughly $139/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $575/mo.
When does the current IONIQ 9 lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.