2026 Subaru Outback Lease Deals (November 2026): $285/mo
The current advertised 2026 Subaru Outback lease offer is $285/mo for 36 months with $4,284 due at signing and 10,000 miles a year on the Premium (in the California region), valid through November 29, 2026. The program money factor is 0.00032 (0.77% APR equivalent) with a 60% residual. Across 2 trim and region offers on record, payments run $285–$299/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $285/mo
- Term
- 36 months
- Due at signing
- $4,284
- Miles / year
- 10,000
- Money factor
- 0.00032
- Residual
- 60%
- Region
- California
- Offer ends
- November 29, 2026
Subaru Outback lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Outback Premium | California | $285 | 36 mo | $4,284 | 10,000 | 0.00032 | 60% | November 29, 2026 |
| 2026 Outback Premium | Pennsylvania, Florida, Texas, Illinois, New York, Georgia, and Washington | $299 | 36 mo | $4,298 | 10,000 | 0.00043 | 60% | November 29, 2026 |
Regions on record: California, Pennsylvania, Florida, Texas, Illinois, New York, Georgia, and Washington.
How to tell if a Outback lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $14,259 over 36 months ($4,284 at signing plus the remaining payments) — $396/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00032 (0.77% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 60% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Outback lease deal right now?
As of November 2026, $285/mo for 36 months with $4,284 due at signing on the 2026 Subaru Outback Premium (in the California region), through November 29, 2026. Spread over the term that is about $396/mo all-in before taxes and fees.
What is the money factor on a Outback lease?
0.00032 on the current program — a 0.77% APR equivalent (money factor × 2400), with a 60% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Outback?
The advertised Outback offers on record ask $4,284–$4,298 due at signing. Rolling $4,284 into a 36-month lease adds roughly $119/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $396/mo.
When does the current Outback lease offer end?
The headline offer is valid through November 29, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.