2027 Subaru Uncharted Lease Deals (November 2026): $439/mo

The current advertised 2027 Subaru Uncharted lease offer is $439/mo for 36 months with $2,449 due at signing and 10,000 miles a year on the Premium (in the California region), valid through November 29, 2026. The program residual is 47%. Across 2 trim and region offers on record, payments run $439–$479/mo.

By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026

Monthly
$439/mo
Term
36 months
Due at signing
$2,449
Miles / year
10,000
Money factor
—
Residual
47%
Region
California
Offer ends
November 29, 2026

Subaru Uncharted lease offers by trim and region

Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.

Subaru Uncharted lease offers by trim and region: monthly payment, term, due at signing, mileage, money factor, residual and end date
TrimRegion$/moTermDue at signingMiles/yrMoney factorResidualEnds
2027 Uncharted PremiumCalifornia and Washington$43936 mo$2,44910,000—47%November 29, 2026
2027 Uncharted PremiumPennsylvania, Florida, Georgia, Illinois, Texas, and New York$47936 mo$3,97910,0000.0005947%November 29, 2026

Regions on record: California, Washington, Pennsylvania, Florida, Georgia, Illinois, Texas, and New York.

How to tell if a Uncharted lease quote is good

  • Compare all-in cost, not the payment. The headline offer costs about $17,814 over 36 months ($2,449 at signing plus the remaining payments) — $495/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
  • Confirm the residual. The program residual is 47% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
  • Make sure lease cash is applied. Up to $1,500 in Subaru lease support is active on the Uncharted; it should reduce the capitalized cost line on the worksheet.
  • Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.

FAQ

What is the best Uncharted lease deal right now?

As of November 2026, $439/mo for 36 months with $2,449 due at signing on the 2027 Subaru Uncharted Premium (in the California region), through November 29, 2026. Spread over the term that is about $495/mo all-in before taxes and fees.

What is the money factor on a Uncharted lease?

No program money factor is on record for the Uncharted right now. Ask the dealer for the "buy rate" — the lender's program rate before markup — and multiply it by 2400 to compare it as an APR.

Is $0 down available on the Uncharted?

The advertised Uncharted offers on record ask $2,449–$3,979 due at signing. Rolling $2,449 into a 36-month lease adds roughly $68/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $495/mo.

When does the current Uncharted lease offer end?

The headline offer is valid through November 29, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.

Lease tools and Uncharted research

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