2026 Subaru Ascent Lease Deals (November 2026): $335/mo
The current advertised 2026 Subaru Ascent lease offer is $335/mo for 36 months with $4,434 due at signing and 10,000 miles a year on the Premium (in the California region), valid through November 29, 2026. The program money factor is 0.00054 (1.30% APR equivalent) with a 59% residual.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $335/mo
- Term
- 36 months
- Due at signing
- $4,434
- Miles / year
- 10,000
- Money factor
- 0.00054
- Residual
- 59%
- Region
- California
- Offer ends
- November 29, 2026
Subaru Ascent lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Ascent Premium | New York, Pennsylvania, Georgia, Texas, Washington, California, Illinois, and Florida | $335 | 36 mo | $4,434 | 10,000 | 0.00054 | 59% | November 29, 2026 |
Regions on record: New York, Pennsylvania, Georgia, Texas, Washington, California, Illinois, and Florida.
How to tell if a Ascent lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $16,159 over 36 months ($4,434 at signing plus the remaining payments) — $449/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00054 (1.30% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 59% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Ascent lease deal right now?
As of November 2026, $335/mo for 36 months with $4,434 due at signing on the 2026 Subaru Ascent Premium (in the California region), through November 29, 2026. Spread over the term that is about $449/mo all-in before taxes and fees.
What is the money factor on a Ascent lease?
0.00054 on the current program — a 1.30% APR equivalent (money factor × 2400), with a 59% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Ascent?
The advertised Ascent offers on record ask $4,434 due at signing. Rolling $4,434 into a 36-month lease adds roughly $123/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $449/mo.
When does the current Ascent lease offer end?
The headline offer is valid through November 29, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.