Acura MDX Cost to Own

Name: Acura MDX 5-year cost to own
Creator: CarWhere Research
License: https://creativecommons.org/licenses/by/4.0/

By CarWhere Research · Updated November 6, 2026

A 2026 Acura MDX costs about $60,994 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $36,581 (56.1% of the median new price); fuel $18,003 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.

5-year total

$60,994

depreciation + fuel + insurance

Depreciation

$36,581

56.1% of new price

Fuel

$18,003

$3,601/yr

Insurance

$6,410

national average

5-year cost-to-own breakdown

Assumptions: 5 years, 15,000 miles a year (75,000 total), bought new. Every line shows its formula and source.

Acura MDX: 5-year cost lines
Line	5 years	Per year	How it’s calculated	Source
Depreciation	$36,581	$7,316	$65,207 median new price (2026) × 56.1% below new, the average of 4-year-old (49%) and 6-year-old (63.2%) listings	CarWhere depreciation study
Fuel	$18,003	$3,601	75,000 mi ÷ 21.5 MPG × $5.158/gal premium (median of 2 EPA versions)	EPA × EIA November 2, 2026
Insurance	$6,410	$1,282	U.S. average expenditure per insured car (2023) × 5 years. Not specific to the MDX.	NAIC, by state
Scheduled maintenance	See note	—	Acura Maintenance Program (1 year / 12,000 miles) is included; beyond its terms, the Acura schedule below applies. No manufacturer-published service prices.	Acura schedule
Registration and fees	Varies by state	—	State registration, title and taxes.	State title guides
Total	$60,994	$12,199	Depreciation + fuel + national-average insurance. Maintenance, repairs and fees not included.

Depreciation

New MDXs list for a median $65,207 (16,515 listings). In CarWhere’s used-market study, 4- and 6-year-old MDXs, averaged, list 56.1% below that, so a MDX loses about $36,581 in its first five years.

Model years used
Model year	Age	Median listing	Below new	Listings
2022	4	$33,287	49%	695
2020	6	$23,999	63.2%	827

Fuel

The EPA rates the 2026 MDX at 21.5 MPG combined; 21–22 MPG across 2 EPA-listed versions. At $5.158/gal premium (EIA, week of November 2, 2026), 75,000 miles cost about $18,003, or $3,601 a year.

EPA versions included: MDX AWD, MDX FWD.

Insurance

Insurance varies by driver, location and coverage. Across all insured cars, U.S. drivers spent an average of $1,282 a year in 2023 (NAIC); see car insurance cost by state for your state’s average.

Is the MDX expensive to maintain?

Acura's published oil-change interval: condition-based: Maintenance Minder calculates remaining oil life (shown as %); 'due soon' at 15%, 'due now' at 5%, negative distance once past due. Acura Maintenance Program: 1 year / 12,000 miles. We list the schedule rather than a dollar figure because Acura doesn't publish service prices.

For repair patterns owners report, see MDX known issues.

Acura Maintenance Program

Term: 1 year / 12,000 miles (listed as standard on every 2026 MDX and RDX trim).

Source: 2026 Acura MDX Specifications & Features (Acura News)

Oil changes

Normal: Condition-based: Maintenance Minder calculates remaining oil life (shown as %); 'due soon' at 15%, 'due now' at 5%, negative distance once past due. If no message appears within 12 months of the last reset, change oil yearly.

Severe or special conditions: No separate fixed severe interval — Maintenance Minder adjusts to operating conditions; specific severe-use footnotes listed under schedule.

Source: 2025 Acura MDX Owner's Manual — Maintenance Minder section

Acura scheduled maintenance (manufacturer schedule; items paraphrased)
Interval	Items	Source
Maintenance Minder main code A	Replace engine oil	2025 Acura MDX Owner's Manual — Maintenance Minder section
Maintenance Minder main code B	Replace engine oil and filter Inspect front and rear brakes Inspect tie rods, steering gearbox and boots, suspension, driveshaft boots, brake hoses/lines Inspect all fluid levels/condition, exhaust system, fuel lines Check tire repair kit bottle expiration (if equipped)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 1	Rotate tires	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 2	Replace engine air filter (every 15,000 miles in dusty conditions) Replace dust and pollen (cabin) filter (every 15,000 miles in high-soot urban areas) Inspect drive belt	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 3	Replace transmission fluid (and transfer fluid, if equipped)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 4	Replace spark plugs Inspect valve clearance (MDX 3.5L) MDX 3.5L: replace timing belt and inspect water pump (every 60,000 miles if regularly driven above 110°F, below -20°F, or towing)	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 5	Replace engine coolant	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 6	Replace rear differential fluid (if equipped); for mountain/low-speed driving or towing, change at 7,500 miles then every 15,000 miles	2025 Acura MDX Owner's Manual — Maintenance Minder section
Sub-code 7	Replace brake fluid; if no Minder prompt within 36 months of the last reset, replace every 3 years	2025 Acura MDX Owner's Manual — Maintenance Minder section
Tune-ups	Acura lists '100k +/- miles, no scheduled tune-ups' for 2026 MDX and RDX	2026 Acura MDX Specifications & Features (Acura News)

MDX-specific notes

3.5L V6 models have a timing belt (Minder sub-code 4) and valve-clearance inspection; Type S uses a 3.0L turbo V6.
Premium 91-octane fuel recommended (2026 spec table).

Source: 2025 Acura MDX Owner's Manual — Maintenance Minder section

More MDX research

Frequently asked questions

How much does it cost to own a Acura MDX?

Is the MDX expensive to maintain?

Is the MDX expensive to insure?

Insurance varies by driver, location and coverage, and CarWhere doesn't publish model-specific premiums. Across all insured cars, U.S. drivers spent an average of $1,282 a year (NAIC, 2023), or $6,410 over 5 years; our state-by-state study shows the average where you live.

How much does a MDX depreciate in 5 years?

In CarWhere's used-market study, MDXs 4 and 6 years old (averaged) list for 56.1% below the median new price of $65,207, about $36,581 of lost value.

How much does a MDX cost to fuel per year?

About $3,601 a year at 15,000 miles, based on the EPA rating of 21.5 MPG combined; 21–22 MPG across 2 EPA-listed versions and $5.158/gal premium (EIA, week of November 2, 2026).

Sources and method

Formula: 5-year total = depreciation (median new price × % below new at age 5) + fuel (75,000 mi ÷ EPA combined MPG × EIA national price, or kWh/100 mi × EIA residential rate for EVs) + insurance (NAIC national average expenditure × 5). Lines without a citable source are left blank.

CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
2025 Acura MDX Owner's Manual — Maintenance Minder section — Acura (opened 2026-11-06)
2025 Acura RDX Owner's Manual — Maintenance Minder section — Acura (opened 2026-11-06)
2026 Acura MDX Specifications & Features (Acura News) — Acura (opened 2026-11-06)
2026 Acura RDX Specifications & Features (Acura News) — Acura (opened 2026-11-06)