Porsche Cayenne Cost to Own
By CarWhere Research · Updated
A 2026 Porsche Cayenne costs about $106,480 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $78,578 (63.7% of the median new price); fuel $21,492 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
5-year total
$106,480
depreciation + fuel + insurance
Depreciation
$78,578
63.7% of new price
Fuel
$21,492
$4,298/yr
Insurance
$6,410
national average
5-year cost-to-own breakdown
Assumptions: 5 years, 15,000 miles a year (75,000 total), bought new. Every line shows its formula and source.
| Line | 5 years | Per year | How it’s calculated | Source |
|---|---|---|---|---|
| Depreciation | $78,578 | $15,716 | $123,357 median new price (2026) × 63.7% below new for 5-year-old (2021) listings | CarWhere depreciation study |
| Fuel | $21,492 | $4,298 | 75,000 mi ÷ 18 MPG × $5.158/gal premium (median of 6 EPA versions) | EPA × EIA November 2, 2026 |
| Insurance | $6,410 | $1,282 | U.S. average expenditure per insured car (2023) × 5 years. Not specific to the Cayenne. | NAIC, by state |
| Scheduled maintenance | See note | — | Included First Service (First scheduled service at 1 year/10,000 miles on new internal-combustion) is included; beyond its terms, the Porsche schedule below applies. No manufacturer-published service prices. | Porsche schedule |
| Registration and fees | Varies by state | — | State registration, title and taxes. | State title guides |
| Total | $106,480 | $21,296 | Depreciation + fuel + national-average insurance. Maintenance, repairs and fees not included. | |
Depreciation
New Cayennes list for a median $123,357 (2,746 listings). In CarWhere’s used-market study, 2021 models (5 years old) list 63.7% below that, so a Cayenne loses about $78,578 in its first five years.
| Model year | Age | Median listing | Below new | Listings |
|---|---|---|---|---|
| 2021 | 5 | $44,800 | 63.7% | 241 |
Fuel
The EPA rates the 2026 Cayenne at 18 MPG combined; 18–19 MPG across 6 EPA-listed versions. At $5.158/gal premium (EIA, week of November 2, 2026), 75,000 miles cost about $21,492, or $4,298 a year.
EPA versions included: Cayenne, Cayenne Coupe, Cayenne GTS, Cayenne GTS Coupe, Cayenne S, Cayenne S Coupe.
Insurance
Insurance varies by driver, location and coverage. Across all insured cars, U.S. drivers spent an average of $1,282 a year in 2023 (NAIC); see car insurance cost by state for your state’s average.
Is the Cayenne expensive to maintain?
Porsche's published oil-change interval: gasoline/hybrid models: oil service at every annual scheduled service — 1 year/10,000 miles, 2 years/20,000, 3 years/30,000, 4 years/40,000, 5 years/50,000 (i.e., every 10,000 miles or 1 year, whichever first). Included First Service: first scheduled service at 1 year/10,000 miles on new internal-combustion. We list the schedule rather than a dollar figure because Porsche doesn't publish service prices.
For repair patterns owners report, see Cayenne known issues.
Included First Service
Term: First scheduled service at 1 year/10,000 miles on new internal-combustion (gas and hybrid) Porsches; battery-electric models get no included service
Covers: Oil service plus general maintenance at the first scheduled interval. Further years can be prepaid through the Porsche Scheduled Maintenance Plan (PSMP): Plus One through Plus Four for gas/hybrid (to 5 yr/50k), or 2/4/6-year plans for BEVs. PSMP locks in current rates for up to six years depending on model, stays with the car, can't be cancelled (unless state law says otherwise), and excludes wear items such as brake pads, rotors and tires.
Source: Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026)
Oil changes
Normal: Gasoline/hybrid models: oil service at every annual scheduled service — 1 year/10,000 miles, 2 years/20,000, 3 years/30,000, 4 years/40,000, 5 years/50,000 (i.e., every 10,000 miles or 1 year, whichever first). Battery-electric models have no oil service.
Oil: Porsche fills engines with fully synthetic Mobil 1 at the factory and recommends the same.
Source: Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026)
| Interval | Items | Source |
|---|---|---|
| 1 year/10,000 miles (gas/hybrid) |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| 2 years/20,000 miles (gas/hybrid) |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| 3 years/30,000 miles (gas/hybrid) |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| 4 years/40,000 miles (gas/hybrid) |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| 5 years/50,000 miles (gas/hybrid) |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| Battery-electric (Taycan, Macan Electric, Cayenne Electric): 2 years/20,000, 4 years/40,000, 6 years/60,000 miles |
| Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) |
| Service timing rule |
| Porsche USA — Porsche Scheduled Maintenance Plan (PSMP) |
Cayenne-specific notes
- Gas/hybrid Cayenne: PSMP total MSRP $8,670 for years 2–5
- Cayenne Electric follows the BEV schedule (2/4/6 years); no included first service; PSMP total MSRP $8,100
Prices the manufacturer publishes
- PSMP gas/hybrid, total MSRP for Plus One–Plus Four (years 2–5): Macan: $7,295 (Plus One $1,580; Plus Two $1,555; Plus Three $3,105; Plus Four $1,055) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP gas/hybrid, total MSRP: Cayenne: $8,670 (Plus One $1,955; Plus Two $2,305; Plus Three $3,330; Plus Four $1,080) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP gas/hybrid, total MSRP: 911: $7,895 (Plus One $1,850; Plus Two $1,905; Plus Three $3,030; Plus Four $1,110) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP gas/hybrid, total MSRP: 911 Specialty models (eligibility confirmed by dealer): $13,115 (Plus One $3,000; Plus Two $1,805; Plus Three $7,155; Plus Four $1,155) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP gas/hybrid, total MSRP: Panamera: $9,395 (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP gas/hybrid, total MSRP: 718 / 718 Specialty: $7,490 / $11,260 (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP BEV, total MSRP (2/4/6-year services): Macan Electric: $7,725 ($1,725 / $1,925 / $4,075) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP BEV, total MSRP: Cayenne Electric: $8,100 ($1,800 / $1,940 / $4,360) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- PSMP BEV, total MSRP: Taycan: $9,120 ($2,005 / $1,940 / $5,175) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026))
- Included First Service (gas/hybrid): Included with new-vehicle purchase (no separate charge listed) (Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026))
More Cayenne research
Frequently asked questions
How much does it cost to own a Porsche Cayenne?
A 2026 Porsche Cayenne costs about $106,480 over 5 years and 75,000 miles in depreciation, fuel and insurance. Depreciation is the biggest share at $78,578 (63.7% of the median new price); fuel $21,492 and national-average insurance $6,410 make up the rest. Scheduled maintenance, repairs and registration fees come on top.
Is the Cayenne expensive to maintain?
Porsche's published oil-change interval: gasoline/hybrid models: oil service at every annual scheduled service — 1 year/10,000 miles, 2 years/20,000, 3 years/30,000, 4 years/40,000, 5 years/50,000 (i.e., every 10,000 miles or 1 year, whichever first). Included First Service: first scheduled service at 1 year/10,000 miles on new internal-combustion. We list the schedule rather than a dollar figure because Porsche doesn't publish service prices.
Is the Cayenne expensive to insure?
Insurance varies by driver, location and coverage, and CarWhere doesn't publish model-specific premiums. Across all insured cars, U.S. drivers spent an average of $1,282 a year (NAIC, 2023), or $6,410 over 5 years; our state-by-state study shows the average where you live.
How much does a Cayenne depreciate in 5 years?
In CarWhere's used-market study, 5-year-old Cayennes (model year 2021) list for 63.7% below the median new price of $123,357, about $78,578 of lost value.
How much does a Cayenne cost to fuel per year?
About $4,298 a year at 15,000 miles, based on the EPA rating of 18 MPG combined; 18–19 MPG across 6 EPA-listed versions and $5.158/gal premium (EIA, week of November 2, 2026).
Sources and method
Formula: 5-year total = depreciation (median new price × % below new at age 5) + fuel (75,000 mi ÷ EPA combined MPG × EIA national price, or kWh/100 mi × EIA residential rate for EVs) + insurance (NAIC national average expenditure × 5). Lines without a citable source are left blank.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- Porsche Cars North America — Porsche Scheduled Maintenance Plan Options (PDF, last updated 4/6/2026) — Porsche (opened 2026-11-06)
- Porsche Cars North America — Porsche Scheduled Maintenance Plan Pricing (PDF, last updated 10/19/2026) — Porsche (opened 2026-11-06)
- Porsche USA — Porsche Scheduled Maintenance Plan (PSMP) — Porsche (opened 2026-11-06)
- Porsche USA — Maintenance, Wear & Tear (engine oil statement) — Porsche (opened 2026-11-06)
- Porsche USA — 2026 US Warranty Manual (PDF) — Porsche (opened 2026-11-06)