Toyota Cost to Own
By CarWhere Research · Updated
Across 8 Toyota models, 5-year depreciation, fuel and national-average insurance run from about $26,008 for the Corolla to $52,503 for the Tundra (75,000 miles). Depreciation is the biggest line for every one, and the Prius is cheapest to fuel at $5,879. New Toyota models include ToyotaCare.
Toyota models compared
5 years, 75,000 miles, bought new. Total = depreciation + fuel + national-average insurance ($6,410).
| Model | Depreciation | Fuel / energy | 5-yr total |
|---|---|---|---|
| Corolla | $10,437 | $9,161 | $26,008 |
| Prius | $14,650 | $5,879 | $26,939 |
| Camry | $14,289 | $6,771 | $27,470 |
| RAV4 | $15,045 | $7,597 | $29,052 |
| Tacoma | $14,935 | $14,832 | $36,177 |
| 4Runner | $23,505 | $14,495 | $44,410 |
| Highlander | $27,138 | $12,978 | $46,526 |
| Tundra | $29,700 | $16,393 | $52,503 |
— = no citable figure. Insurance varies by driver, location and coverage; see car insurance cost by state.
Toyota maintenance schedule
Toyota's published oil-change interval: 10,000 miles or 12 months, whichever comes first. ToyotaCare: 2 years or 25,000 miles. We list the schedule rather than a dollar figure because Toyota doesn't publish service prices.
ToyotaCare
Term: 2 years or 25,000 miles, whichever comes first, for model years 2026 and earlier (the current base term is 1 year or 10,000 miles; Mirai gets 3 years or 35,000 miles)
Covers: Normal factory-scheduled maintenance plus 24/7 Roadside Assistance. Roadside runs 2 years with unlimited miles (3 years for Prius, BEVs, PHEVs and Mirai) and covers towing up to 25 miles, but not parts or fluids. ToyotaCare is valid only in the continental U.S.
Source: toyota.com 2026 Tacoma offer page — ToyotaCare footnote
Oil changes
Normal: 10,000 miles or 12 months, whichever comes first
Severe or special conditions: 5,000 miles or 6 months: mostly dirt/dusty roads, or repeated trips under 5 miles in below-freezing temperatures
| Interval | Items | Source |
|---|---|---|
| Every 5,000 miles or 6 months |
| 2026 Camry Warranty & Maintenance Guide (Toyota) |
| Every 10,000 miles or 12 months |
| 2026 Camry Warranty & Maintenance Guide (Toyota) |
| Every 15,000 miles |
| 2026 Camry Warranty & Maintenance Guide (Toyota) |
| Every 30,000 miles |
| 2026 Corolla Warranty & Maintenance Guide (Toyota) |
| 40,000 / 80,000 / 120,000 miles |
| 2026 Highlander Warranty & Maintenance Guide (Toyota) |
| 120,000 miles |
| 2026 Corolla Warranty & Maintenance Guide (Toyota) |
| 100,000 miles or 120 months (first) |
| 2026 Corolla Warranty & Maintenance Guide (Toyota) |
| 150,000 miles or 180 months (first, hybrids) |
| 2026 Camry Warranty & Maintenance Guide (Toyota) |
| Special conditions (towing, car-top carrier, heavy loads) |
| 2026 Tacoma Warranty & Maintenance Guide (Toyota) |
More Toyota research
Frequently asked questions
How much does it cost to own a Toyota?
Across 8 Toyota models, 5-year depreciation, fuel and national-average insurance run from about $26,008 for the Corolla to $52,503 for the Tundra (75,000 miles). Depreciation is the biggest line for every one, and the Prius is cheapest to fuel at $5,879. New Toyota models include ToyotaCare.
Is Toyota maintenance expensive?
Toyota's published oil-change interval: 10,000 miles or 12 months, whichever comes first. ToyotaCare: 2 years or 25,000 miles. We list the schedule rather than a dollar figure because Toyota doesn't publish service prices.
Sources and method
Each model line follows the same formula as the model pages: depreciation from CarWhere’s used-market study, fuel from EPA ratings × EIA national prices, insurance from NAIC’s national average. Maintenance comes from the manufacturer’s own schedule.
- CarWhere car depreciation by model study — CarWhere Research (data as of 2026-10-25)
- Fuel economy data (vehicles.csv) — U.S. EPA / DOE, fueleconomy.gov
- Weekly U.S. retail gasoline and diesel prices — U.S. Energy Information Administration (week of November 2, 2026)
- Auto Insurance Database Report (average expenditure) — NAIC, via CarWhere state study (2023 data)
- 2026 Camry Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 Corolla Warranty & Maintenance Guide (Toyota) — Toyota
- 2025 RAV4 Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 Highlander Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 Tacoma Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 Tundra Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 4Runner Warranty & Maintenance Guide (Toyota) — Toyota
- 2026 Prius Warranty & Maintenance Guide (Toyota) — Toyota
- ToyotaCare & Maintenance Plans (toyota.com) — Toyota
- toyota.com 2026 Tacoma offer page — ToyotaCare footnote — Toyota