2026 Toyota C-HR Lease Deals (November 2026): $539/mo
The current advertised 2026 Toyota C-HR lease offer is $539/mo for 39 months with $3,999 due at signing and 12,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00064 (1.54% APR equivalent) with a 41% residual. Across 5 trim and region offers on record, payments run $399–$539/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $539/mo
- Term
- 39 months
- Due at signing
- $3,999
- Miles / year
- 12,000
- Money factor
- 0.00064
- Residual
- 41%
- Region
- California
- Offer ends
- November 30, 2026
Toyota C-HR lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 C-HR SE | New York | $399 | 39 mo | $3,999 | 10,000 | — | 42% | November 30, 2026 |
| 2026 C-HR SE | Florida and Georgia | $399 | 36 mo | $4,398 | 10,000 | — | — | November 30, 2026 |
| 2026 C-HR SE | Pennsylvania and Illinois | $439 | 39 mo | $3,999 | 10,000 | — | 42% | November 30, 2026 |
| 2026 C-HR SE | Washington | $449 | 39 mo | $3,999 | 10,000 | — | 42% | November 30, 2026 |
| 2026 C-HR SE | California | $539 | 39 mo | $3,999 | 12,000 | 0.00064 | 41% | November 30, 2026 |
Regions on record: New York, Florida, Georgia, Pennsylvania, Illinois, Washington, and California.
How to tell if a C-HR lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $24,481 over 39 months ($3,999 at signing plus the remaining payments) — $628/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00064 (1.54% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 41% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best C-HR lease deal right now?
As of November 2026, $539/mo for 39 months with $3,999 due at signing on the 2026 Toyota C-HR SE (in the California region), through November 30, 2026. Spread over the term that is about $628/mo all-in before taxes and fees. The lowest payment on record in any region is $399/mo (SE, New York, 39 months, $3,999 due at signing).
What is the money factor on a C-HR lease?
0.00064 on the current program — a 1.54% APR equivalent (money factor × 2400), with a 41% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the C-HR?
The advertised C-HR offers on record ask $3,999–$4,398 due at signing. Rolling $3,999 into a 39-month lease adds roughly $103/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $628/mo.
When does the current C-HR lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.