2026 Toyota Sienna Lease Deals (November 2026): $479/mo
The current advertised 2026 Toyota Sienna lease offer is $479/mo for 39 months with $3,999 due at signing and 12,000 miles a year on the XLE (in the California region), valid through November 30, 2026. The program money factor is 0.00325 (7.80% APR equivalent) with a 73% residual. Across 3 trim and region offers on record, payments run $339–$479/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $479/mo
- Term
- 39 months
- Due at signing
- $3,999
- Miles / year
- 12,000
- Money factor
- 0.00325
- Residual
- 73%
- Region
- California
- Offer ends
- November 30, 2026
Toyota Sienna lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Sienna LE | New York | $339 | 39 mo | $3,999 | 10,000 | 0.00300 | 76% | November 30, 2026 |
| 2026 Sienna LE | Illinois | $389 | 36 mo | $3,999 | 10,000 | 0.00325 | 76% | November 30, 2026 |
| 2026 Sienna XLE | California | $479 | 39 mo | $3,999 | 12,000 | 0.00325 | 73% | November 30, 2026 |
Regions on record: New York, Illinois, and California.
How to tell if a Sienna lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $22,201 over 39 months ($3,999 at signing plus the remaining payments) — $569/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00325 (7.80% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 73% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Sienna lease deal right now?
As of November 2026, $479/mo for 39 months with $3,999 due at signing on the 2026 Toyota Sienna XLE (in the California region), through November 30, 2026. Spread over the term that is about $569/mo all-in before taxes and fees. The lowest payment on record in any region is $339/mo (LE, New York, 39 months, $3,999 due at signing).
What is the money factor on a Sienna lease?
0.00325 on the current program — a 7.80% APR equivalent (money factor × 2400), with a 73% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Sienna?
The advertised Sienna offers on record ask $3,999–$3,999 due at signing. Rolling $3,999 into a 39-month lease adds roughly $103/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $569/mo.
When does the current Sienna lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.