2026 Toyota Tacoma Lease Deals (November 2026): $259/mo
The current advertised 2026 Toyota Tacoma lease offer is $259/mo for 24 months with $3,999 due at signing and 12,000 miles a year on the SR5 (in the California region), valid through November 30, 2026. The program money factor is 0.00246 (5.90% APR equivalent) with a 82% residual. Across 13 trim and region offers on record, payments run $259–$459/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $259/mo
- Term
- 24 months
- Due at signing
- $3,999
- Miles / year
- 12,000
- Money factor
- 0.00246
- Residual
- 82%
- Region
- California
- Offer ends
- November 30, 2026
Toyota Tacoma lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Tacoma SR5 | California | $259 | 24 mo | $3,999 | 12,000 | 0.00246 | 82% | November 30, 2026 |
| 2026 Tacoma SR5 | Florida and Georgia | $279 | 36 mo | $4,278 | 10,000 | — | — | November 30, 2026 |
| 2026 Tacoma SR5 | Texas, Washington, and Illinois | $299 | 39 mo | $3,999 | 10,000 | 0.00246 | 77% | November 30, 2026 |
| 2026 Tacoma SR | California | $309 | 36 mo | $3,999 | 10,000 | 0.00288 | 73% | November 30, 2026 |
| 2026 Tacoma TRD Sport | Pennsylvania | $319 | 39 mo | $4,999 | 10,000 | 0.00288 | 76% | November 30, 2026 |
| 2026 Tacoma TRD Sport | California | $339 | 39 mo | $3,999 | 12,000 | 0.00288 | 77% | November 30, 2026 |
| 2026 Tacoma TRD Off-Road | Pennsylvania | $339 | 39 mo | $4,999 | 10,000 | 0.00288 | 75% | November 30, 2026 |
| 2026 Tacoma TRD Sport | Illinois | $359 | 39 mo | $3,999 | 10,000 | 0.00288 | 76% | November 30, 2026 |
| 2026 Tacoma SR5 | Pennsylvania and New York | $379 | 39 mo | $379 | 10,000 | 0.00246 | 77% | November 30, 2026 |
| 2026 Tacoma TRD Off-Road | New York | $399 | 39 mo | $3,999 | 10,000 | 0.00290 | 74% | November 30, 2026 |
| 2026 Tacoma TRD Sport | Florida and Georgia | $409 | 36 mo | $4,408 | 10,000 | — | — | November 30, 2026 |
| 2026 Tacoma TRD Off-Road | Washington | $439 | 39 mo | $3,999 | 10,000 | 0.00288 | 75% | November 30, 2026 |
| 2026 Tacoma TRD Off-Road | Texas | $459 | 39 mo | $3,999 | 10,000 | 0.00290 | 74% | November 30, 2026 |
Regions on record: California, Florida, Georgia, Texas, Washington, Illinois, Pennsylvania, and New York.
How to tell if a Tacoma lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $9,956 over 24 months ($3,999 at signing plus the remaining payments) — $415/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00246 (5.90% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 82% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Tacoma lease deal right now?
As of November 2026, $259/mo for 24 months with $3,999 due at signing on the 2026 Toyota Tacoma SR5 (in the California region), through November 30, 2026. Spread over the term that is about $415/mo all-in before taxes and fees.
What is the money factor on a Tacoma lease?
0.00246 on the current program — a 5.90% APR equivalent (money factor × 2400), with a 82% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Tacoma?
Yes — Pennsylvania, New York has a $379/mo offer on the SR5 with only $379 due at signing. Any lease can be structured with $0 down by rolling the down payment into the monthly payment.
When does the current Tacoma lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.