2026 Toyota RAV4 Plug-in Hybrid Lease Deals (November 2026): $469/mo
The current advertised 2026 Toyota RAV4 Plug-in Hybrid lease offer is $469/mo for 36 months with $3,999 due at signing and 12,000 miles a year on the SE (in the California region), valid through November 30, 2026. The program money factor is 0.00324 (7.78% APR equivalent) with a 70% residual. Across 5 trim and region offers on record, payments run $409–$469/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $469/mo
- Term
- 36 months
- Due at signing
- $3,999
- Miles / year
- 12,000
- Money factor
- 0.00324
- Residual
- 70%
- Region
- California
- Offer ends
- November 30, 2026
Toyota RAV4 Plug-in Hybrid lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 RAV4 Plug-in Hybrid SE | Georgia and Florida | $409 | 36 mo | $4,408 | 10,000 | — | — | November 30, 2026 |
| 2026 RAV4 Plug-in Hybrid SE | New York | $429 | 39 mo | $3,999 | 10,000 | 0.00324 | 71% | November 30, 2026 |
| 2026 RAV4 Plug-in Hybrid SE | Illinois and Pennsylvania | $439 | 39 mo | $3,999 | 10,000 | 0.00324 | 71% | November 30, 2026 |
| 2026 RAV4 Plug-in Hybrid SE | Washington | $469 | 39 mo | $3,999 | 10,000 | 0.00324 | 71% | November 30, 2026 |
| 2026 RAV4 Plug-in Hybrid SE | California | $469 | 36 mo | $3,999 | 12,000 | 0.00324 | 70% | November 30, 2026 |
Regions on record: Georgia, Florida, New York, Illinois, Pennsylvania, Washington, and California.
How to tell if a RAV4 Plug-in Hybrid lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $20,414 over 36 months ($3,999 at signing plus the remaining payments) — $567/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00324 (7.78% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 70% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best RAV4 Plug-in Hybrid lease deal right now?
As of November 2026, $469/mo for 36 months with $3,999 due at signing on the 2026 Toyota RAV4 Plug-in Hybrid SE (in the California region), through November 30, 2026. Spread over the term that is about $567/mo all-in before taxes and fees. The lowest payment on record in any region is $409/mo (SE, Georgia and Florida, 36 months, $4,408 due at signing).
What is the money factor on a RAV4 Plug-in Hybrid lease?
0.00324 on the current program — a 7.78% APR equivalent (money factor × 2400), with a 70% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the RAV4 Plug-in Hybrid?
The advertised RAV4 Plug-in Hybrid offers on record ask $3,999–$4,408 due at signing. Rolling $3,999 into a 36-month lease adds roughly $111/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $567/mo.
When does the current RAV4 Plug-in Hybrid lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.