2026 Toyota Grand Highlander Lease Deals (November 2026): $489/mo
The current advertised 2026 Toyota Grand Highlander lease offer is $489/mo for 36 months with $3,999 due at signing and 10,000 miles a year on the XLE (in the California region), valid through November 30, 2026. The program money factor is 0.00324 (7.78% APR equivalent) with a 73% residual. Across 8 trim and region offers on record, payments run $409–$589/mo.
By the CarWhere Research Team · Manufacturer lease program data · Updated daily · Last checked November 9, 2026
- Monthly
- $489/mo
- Term
- 36 months
- Due at signing
- $3,999
- Miles / year
- 10,000
- Money factor
- 0.00324
- Residual
- 73%
- Region
- California
- Offer ends
- November 30, 2026
Toyota Grand Highlander lease offers by trim and region
Advertised manufacturer lease offers on record — the lowest payment per trim and region, identical offers grouped. Tax, registration and your credit tier change the final number.
| Trim | Region | $/mo | Term | Due at signing | Miles/yr | Money factor | Residual | Ends |
|---|---|---|---|---|---|---|---|---|
| 2026 Grand Highlander XLE | Pennsylvania | $409 | 39 mo | $4,999 | 10,000 | 0.00324 | 73% | November 30, 2026 |
| 2026 Grand Highlander XLE | New York | $439 | 39 mo | $3,999 | 10,000 | 0.00324 | 73% | November 30, 2026 |
| 2026 Grand Highlander XLE | Illinois | $449 | 39 mo | $3,999 | 10,000 | 0.00324 | 72% | November 30, 2026 |
| 2026 Grand Highlander XLE | Texas | $459 | 39 mo | $3,999 | 10,000 | 0.00324 | 72% | November 30, 2026 |
| 2026 Grand Highlander XLE | Washington | $469 | 39 mo | $3,999 | 10,000 | 0.00324 | 72% | November 30, 2026 |
| 2026 Grand Highlander XLE | California | $489 | 36 mo | $3,999 | 10,000 | 0.00324 | 73% | November 30, 2026 |
| 2026 Grand Highlander Limited | California | $549 | 39 mo | $3,999 | 12,000 | 0.00324 | 69% | November 30, 2026 |
| 2026 Grand Highlander Limited | Washington | $589 | 39 mo | $3,999 | 10,000 | 0.00324 | 71% | November 30, 2026 |
Regions on record: Pennsylvania, New York, Illinois, Texas, Washington, and California.
How to tell if a Grand Highlander lease quote is good
- Compare all-in cost, not the payment. The headline offer costs about $21,114 over 36 months ($3,999 at signing plus the remaining payments) — $587/mo spread evenly. Put any dealer quote through the same math; a lower payment with more due at signing is not a better deal.
- Check the money factor. The program rate is 0.00324 (7.78% APR). Ask for the money factor in writing — if it is higher, the difference is dealer markup and is negotiable.
- Confirm the residual. The program residual is 73% for this term and mileage. Residuals are set by the lender, so a quote using a lower one raises your payment for no reason.
- Negotiate the price first. Advertised payments assume a set selling price. Negotiating the capitalized cost lowers the payment on any term — run your numbers in the lease calculator.
FAQ
What is the best Grand Highlander lease deal right now?
As of November 2026, $489/mo for 36 months with $3,999 due at signing on the 2026 Toyota Grand Highlander XLE (in the California region), through November 30, 2026. Spread over the term that is about $587/mo all-in before taxes and fees. The lowest payment on record in any region is $409/mo (XLE, Pennsylvania, 39 months, $4,999 due at signing).
What is the money factor on a Grand Highlander lease?
0.00324 on the current program — a 7.78% APR equivalent (money factor × 2400), with a 73% residual. That is the manufacturer program rate for top-tier credit; a dealer quote above it includes a markup you can ask to remove.
Is $0 down available on the Grand Highlander?
The advertised Grand Highlander offers on record ask $3,999–$4,999 due at signing. Rolling $3,999 into a 36-month lease adds roughly $111/mo (a little more with the money factor), so a zero-down version of the headline offer lands near $587/mo.
When does the current Grand Highlander lease offer end?
The headline offer is valid through November 30, 2026. Manufacturer lease programs usually change at the start of each month; this page regenerates daily from the current programs.