Best Audi Lease Deals — November 2026
The lowest Audi money factor on record right now is 0.00001 on the Q7 — a 0.02% APR equivalent. On the cash side, the SQ5 carries $2,500 in active lease-support incentives.
By the CarWhere Research Team · Live manufacturer program data · Updated daily
Audi money factors on record
The money factor is the lease's interest rate (× 2400 = APR). Dealers can mark it up over the program rate — these are the numbers a quote has to beat.
| Model | Money factor | APR equiv. | Residual | Term |
|---|---|---|---|---|
| 2026 Audi Q7 Premium | 0.00001 | 0.02% | — | 36 mo |
| 2026 Audi SQ5 Premium Plus | 0.00001 | 0.02% | — | 36 mo |
| 2026 Audi Q3 Base | 0.00001 | 0.02% | — | 36 mo |
| 2026 Audi Q8 Premium Plus | 0.00001 | 0.02% | — | 36 mo |
| 2026 Audi A5 Premium | 0.00001 | 0.02% | — | 36 mo |
Active Audi lease-support incentives
| Model | Total incentive value | Programs | Avg payment (verified) |
|---|---|---|---|
| 2026 Audi SQ5 | $2,500 | 4 | — |
| 2026 Audi Q5 | $2,500 | 4 | — |
| 2026 Audi A8 | $15,000 | 3 | — |
| 2026 Audi S8 | $15,000 | 3 | — |
| 2026 Audi Q7 | $6,000 | 5 | — |
| 2026 Audi SQ7 | $6,000 | 3 | — |
| 2026 Audi SQ8 | $6,000 | 3 | — |
| 2026 Audi Q8 | $6,000 | 3 | — |
| 2026 Audi A3 | $3,500 | 2 | — |
| 2026 Audi S3 | $3,500 | 2 | — |
| 2026 Audi A6 | $3,000 | 3 | — |
| 2026 Audi Q5 Sportback | $2,500 | 3 | — |
| 2026 Audi A5 | $2,500 | 3 | — |
| 2026 Audi SQ5 Sportback | $2,500 | 3 | — |
| 2026 Audi S5 | $2,500 | 3 | — |
| 2026 Audi Q3 | $1,500 | 3 | — |
| 2027 Audi Q9 | $1,500 | 1 | — |
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FAQ
What is a good money factor on a Audi lease?
Anything at or near 0.00001 (0.02% APR equivalent) — the best Audi number currently on record, on the Q7. Multiply a quoted money factor by 2400 to convert it to APR; if the dealer quotes higher than the program rate, that markup is negotiable.
Which Audi models have lease deals right now?
SQ5 ($2,500 in incentives), Q5 ($2,500 in incentives), A8 ($15,000 in incentives), S8 ($15,000 in incentives) lead the active programs as of November 2026. Programs change monthly — the tables above reflect the live feed.
Why do money factors matter more than the advertised payment?
The advertised payment bundles the vehicle price, residual, money factor, and due-at-signing into one number — which hides a marked-up money factor. Negotiate the vehicle price and verify the money factor separately; a 0.0004 markup on a $40,000 lease costs roughly $500 over 36 months.
Where does this data come from?
Manufacturer incentive and lease-program feeds tracked by CarWhere, refreshed continuously; this page regenerates daily. Figures are program-level — your region and credit tier set the final numbers, so use these as the benchmark the dealer quote has to beat.