Best Mercedes-Benz Lease Deals — November 2026
The lowest Mercedes-Benz money factor on record right now is 0.00001 on the E-class — a 0.02% APR equivalent with a 63% residual. On the cash side, the Eqs carries $7,094 in active lease-support incentives.
By the CarWhere Research Team · Live manufacturer program data · Updated daily
Mercedes-Benz money factors on record
The money factor is the lease's interest rate (× 2400 = APR). Dealers can mark it up over the program rate — these are the numbers a quote has to beat.
| Model | Money factor | APR equiv. | Residual | Term |
|---|---|---|---|---|
| 2026 Mercedes-Benz E-class E450 | 0.00001 | 0.02% | 63% | 24 mo |
| 2026 Mercedes-Benz Eqs 450 | 0.00001 | 0.02% | 47% | 36 mo |
| 2026 Mercedes-Benz Glb AMG GLB 35 | 0.00001 | 0.02% | 66% | 24 mo |
| 2026 Mercedes-Benz Gls 450 | 0.00001 | 0.02% | 61% | 24 mo |
| 2026 Mercedes-Benz Sl AMG 43 | 0.00001 | 0.02% | 53% | 36 mo |
| 2027 Mercedes-Benz Cla 250+ | 0.00001 | 0.02% | 53% | 36 mo |
| 2027 Mercedes-Benz Glc 300 | 0.00001 | 0.02% | 59% | 36 mo |
| 2026 Mercedes-Benz Eqe 320+ | 0.00001 | 0.02% | 45% | 36 mo |
| 2026 Mercedes-Benz Gle 450 | 0.00001 | 0.02% | 64% | 24 mo |
| 2026 Mercedes-Benz S-class S 580 | 0.00001 | 0.02% | 50% | 36 mo |
| 2026 Mercedes-Benz Cle AMG 53 | 0.00001 | 0.02% | 63% | 24 mo |
| 2026 Mercedes-Benz Eqs Suv 400 | 0.00001 | 0.02% | 45% | 36 mo |
| 2026 Mercedes-Benz Gla 250 | 0.00001 | 0.02% | 65% | 24 mo |
| 2026 Mercedes-Benz C-class Sedan C 300 | 0.00001 | 0.02% | 69% | 24 mo |
| 2026 Mercedes-Benz Eqe Suv 320 | 0.00023 | 0.55% | 46% | 36 mo |
| 2026 Mercedes-Benz Glc Coupe AMG GLC 63 S E Performance | 0.00034 | 0.82% | 70% | 24 mo |
| 2026 Mercedes-Benz Gle Coupe 450 | 0.00100 | 2.40% | 57% | 36 mo |
Active Mercedes-Benz lease-support incentives
| Model | Total incentive value | Programs | Avg payment (verified) |
|---|---|---|---|
| 2026 Mercedes-Benz Eqs | $7,094 | 6 | — |
| 2027 Mercedes-Benz Gle | $5,979 | 7 | — |
| 2027 Mercedes-Benz E-class | $5,871 | 9 | — |
| 2027 Mercedes-Benz Cle | $4,857 | 8 | — |
| 2026 Mercedes-Benz Eqe Suv | $0 | 4 | — |
| 2026 Mercedes-Benz Glb | $0 | 2 | — |
| 2026 Mercedes-Benz Gls | $0 | 4 | — |
| 2026 Mercedes-Benz Sl | $0 | 3 | — |
| 2026 Mercedes-Benz Cla | $0 | 6 | — |
| 2027 Mercedes-Benz Gle Coupe | $0 | 3 | — |
| 2027 Mercedes-Benz Glc | $0 | 8 | — |
| 2026 Mercedes-Benz Eqe | $0 | 2 | — |
| 2026 Mercedes-Benz Glc Coupe | $0 | 6 | — |
| 2027 Mercedes-Benz Eqs Suv | $0 | 2 | — |
| 2026 Mercedes-Benz S-class | $0 | 3 | — |
| 2026 Mercedes-Benz Gla | $0 | 3 | — |
| 2026 Mercedes-Benz C-class Sedan | $0 | 4 | — |
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FAQ
What is a good money factor on a Mercedes-Benz lease?
Anything at or near 0.00001 (0.02% APR equivalent) — the best Mercedes-Benz number currently on record, on the E-class. Multiply a quoted money factor by 2400 to convert it to APR; if the dealer quotes higher than the program rate, that markup is negotiable.
Which Mercedes-Benz models have lease deals right now?
Eqs ($7,094 in incentives), Gle ($5,979 in incentives), E-class ($5,871 in incentives), Cle ($4,857 in incentives) lead the active programs as of November 2026. Programs change monthly — the tables above reflect the live feed.
Why do money factors matter more than the advertised payment?
The advertised payment bundles the vehicle price, residual, money factor, and due-at-signing into one number — which hides a marked-up money factor. Negotiate the vehicle price and verify the money factor separately; a 0.0004 markup on a $40,000 lease costs roughly $500 over 36 months.
Where does this data come from?
Manufacturer incentive and lease-program feeds tracked by CarWhere, refreshed continuously; this page regenerates daily. Figures are program-level — your region and credit tier set the final numbers, so use these as the benchmark the dealer quote has to beat.